Group 1 - The core point of the news is the implementation of the "Interim Measures for Basic Pension Insurance Disability Allowance for Enterprise Employees" starting from January 2025, which will halt the current retirement and resignation policies for employees who have completely lost their ability to work due to illness or non-work-related reasons [1] Group 2 - Disability allowance is primarily aimed at insured individuals under the enterprise basic pension insurance who have not yet reached the legal retirement age and have been certified as completely unable to work due to illness or non-work-related injuries [2] Group 3 - To apply for the disability allowance, individuals must meet specific criteria: they must be participants in the enterprise basic pension insurance, not yet receiving basic pension benefits, not reached the legal retirement age, and have been certified as completely unable to work due to illness or non-work-related injuries [3] Group 4 - The calculation of the disability allowance is based on the insured individual's cumulative contribution years and age. The allowance will be paid monthly for those who meet the minimum contribution years and are within five years of the legal retirement age, while others will receive it for a specified number of months based on their contribution years [4] Group 5 - The number of months for which the disability allowance is paid is determined by the individual's cumulative contribution years, with those having less than five years receiving 12 months of allowance, and those with more than five years receiving additional months based on their contribution duration [5] Group 6 - In Beijing, insured individuals can apply for the disability allowance through their employer or, if unemployed, through the public human resources service center or local community service center where their personnel files are stored [6][7]

Core Points - The article discusses the implementation of guidelines for the application and management of disability allowances for employees who have completely lost their ability to work due to illness or non-work-related injuries in Henan Province [1] Group 1: Application Process - The guidelines specify that applicants must be under the legal retirement age and certified as completely disabled by a labor capability assessment within one year [2] - Applications can be submitted by employers for regular employees or by individuals through public employment service agencies for flexible employment participants [2] - The approval process includes an initial review, public announcement, and final confirmation by provincial human resources departments, with benefits starting the month after approval [2][3] Group 2: Benefit Standards - The minimum contribution period for disability allowances is determined based on the applicant's eligibility at the time of application, with specific rules for multiple applications [4] - The monthly benefit amount is calculated based on the total contribution period and the time remaining until the legal retirement age, with adjustments made during national pension adjustments [4] Group 3: Special Circumstances - Provisions are made for situations such as the death of the beneficiary, where survivor benefits will be paid according to in-service death standards [5][6] - If a beneficiary resumes contributions or reaches retirement age, the disability allowance will be suspended, and they may apply for early retirement if eligible [7]