保险+农技

Search documents
中国人寿财险山东省德州市中心支公司 夯实粮食安全生产“基本盘”
Zheng Quan Ri Bao Zhi Sheng· 2025-08-30 08:43
Group 1 - Dezhou is a significant grain-producing area in Shandong, being the first city in China to achieve "over 1 ton per mu and over 10 billion total production" [1] - China Life Property & Casualty Insurance in Dezhou has focused on three major grain crop insurance, covering 4.4167 million mu since the new agricultural insurance cycle began in 2024, leading the province in coverage [1] - The company has taken on risk responsibilities amounting to 4.311 billion yuan for 348,000 farming households, providing crucial financial support for post-disaster recovery [1] Group 2 - In Wucheng County, China Life Property & Casualty Insurance has insured 66,800 mu of corn, with 44,840 households participating in complete cost insurance [2] - Following heavy rainfall of 262.6 mm in August, the company initiated an emergency claims process, resulting in compensation of 7.04 million yuan for 15,740 mu of affected corn [2] - The insurance compensation helped farmers like Wang Wei recover costs and continue planting winter wheat [2] Group 3 - The company has insured 593,000 mu of wheat and corn, achieving a coverage rate of 93% and providing risk protection of 578 million yuan, making it the top county in the province for complete cost insurance [3] Group 4 - China Life Property & Casualty Insurance has developed commercial income loss protection plans alongside policy-based agricultural insurance, creating a multi-layered agricultural risk protection system [4] - The company offers commercial wheat meteorological index insurance and supplementary insurance, transitioning from "cost protection" to "income protection" [4] Group 5 - The "insurance + futures" model has been implemented in Yucheng City, providing risk protection of 222 million yuan over three years, with 21.54 million mu insured [5] - This model helps farmers hedge against price risks and ensures stable income [5] Group 6 - The company has established an "insurance + agricultural technology" service team to provide preemptive risk management and support for grain production [6] - Investment in risk reduction initiatives includes satellite monitoring technology for crop risk management and the establishment of smart agriculture service stations [6] - Future plans involve developing comprehensive protection schemes for the entire agricultural industry chain to ensure food security and high-quality agricultural development [6]