国联期货通过本次项目的开展，进一步深化和创新"保险+期货"业务模式，提升金融服务的实效性与覆 盖面，赋能乡村振兴。国联期货也已连续七年参与上期所天然橡胶项目，未来也将一如既往积极响应号 召，为助力乡村振兴贡献力量。 近日，在上海期货交易所的支持下，国联期货联合太保产险云南分公司开展的云南省耿马县天然橡 胶"保险+期货"项目完成结项工作。 2025年是国联期货第二年在耿马县开展天然橡胶"保险+期货"项目。耿马县位于云南省西南部，橡胶种 植采收是当地群众增收的主要方法之一，故而在当地引入"保险+期货"模式对于胶农抵抗价格波动风险 有着积极作用。 ...

本报讯 （记者王宁）近日，在上海期货交易所（以下简称"上期所"）支持和指导下，徽商期货再度携 手太保产险，成功推进云南省普洱市江城哈尼族彝族自治县（以下简称"江城县"）天然橡胶"保险+期 货"项目入场，这是徽商期货第五年在江城县扎根开展该项目。据了解，本次项目分两期进行，总保费 235.95万元，承保天然橡胶3300吨，为当地超1168户胶农筑起了一道价值5244万元的价格风险"防护屏 障"。 江城县曾是云南省27个国家级深度贫困县之一。对当地居民而言，天然橡胶是撑起县域经济的"顶梁 柱"，全县广阔的橡胶种植面积，覆盖了数万户农户与合作社，产业兴衰直接牵动着数万家庭的"钱袋 子"。近年来，天然橡胶价格受国际市场供需、汇率变动、天气条件等多重因素影响，价格剧烈震荡， 胶农陷入"增产不增收"的窘境。 今年，徽商期货秉持"服务实体经济、守护胶农生计"的初心，携手上期所、江城县政府与太保产险，启 动江城县天然橡胶"保险+期货"项目。在过往经验的基础上，项目团队从"风险对冲精准度"与"保费负担 合理性"两方面精准发力，让服务更贴合当前胶农需求。 一方面，项目团队精心设计了锁定收益障碍看跌期权结构，并在合理价位入场，精准 ...

秋分时节，谷穗金黄。 在第八个"中国农民丰收节"之际，"保险＋期货"这一金融支农创新模式也迎来了落地十周年。 作为国务院首批期货市场试点单位，郑州商品交易所（下称"郑商所"）已连续十年开展"保险+期货"。 十年间，郑商所坚守为农初心，持续迭代项目方案、扩大保障半径——累计支持试点250个，覆盖16个 省（区、市），截至2024年末已惠及近76万农户，为苹果、红枣、花生、白糖、棉花、油菜六大特色品 种系上"价格安全带"。 从"试点萌芽"到"全域铺开"，郑商所立足农户需求、发挥期货价格发现与风险对冲功能，破解了"靠天 吃饭""丰年不丰收"的难题。未来将继续护航农民稳收增收，绘就金融服务乡村振兴的生动图景。 白糖期货"打头阵"，稳价保收"蔗里无忧" 白糖，是郑商所首批"保险＋期货"项目的品种之一。 2016年"保险＋期货"首次写入中央一号文件，郑商所当年即启动6个棉花与白糖试点项目，其中在广西 武鸣县、扶绥县、武宣县支持开展了首批白糖"保险＋期货"项目试点，之后从未间断。期间，郑商所持 续结合试点成效与品种上市进展，不断探索优化，截至目前已连续10年在广西开展糖料蔗"保险＋期 货"项目。 在"保险＋期货"模式的护航 ...

Core Viewpoint - The launch of the "Insurance + Futures" project for apples in Jixian County, Shanxi Province, represents a significant integration of financial tools with the local agricultural industry, aiming to enhance the quality development of the apple industry and support rural revitalization [1][2]. Policy Support and Industry Foundation - Shanxi Province prioritizes the establishment of a risk protection system for specialty agricultural products as a key strategy for rural revitalization, transitioning agricultural insurance from "cost protection" to "price protection" and "income protection" [2]. - The provincial government provides premium subsidies for eligible projects, creating a funding model that involves provincial guidance, county-level support, and market operations [2]. Insurance Company Initiatives - Pacific Insurance has developed targeted insurance plans based on the growth cycle of apples and market trends, offering compensation if the average futures closing price falls below a predetermined target price during the harvest season [3]. - The insurance premium is supported by provincial, municipal, and county finances, covering 80% of the cost, significantly reducing the financial burden on farmers [3]. Futures Market Engagement - Galaxy Futures, in collaboration with other futures companies, has established a specialized team to connect the futures market with local farmers, conducting extensive research in over 20 orchards [4]. - The project is expected to provide risk protection for 29,300 acres of orchards and over 2,000 farmers, amounting to 385 million yuan in risk coverage [4]. Innovative Risk Management - The project employs a "risk transfer + touchpoint lock-in" model, where insurance products are developed to protect farmers' income while allowing insurance companies to manage risks through futures and options [5]. - Training sessions have been conducted to help farmers understand the insurance model, making it more accessible and relatable [5]. Agricultural Impact - Jixian County, known as "China's Apple Town," has an apple planting area of 300,000 acres and an annual output of 250,000 tons, with a market value exceeding 1.5 billion yuan [7]. - The volatility in apple prices, influenced by market supply and demand, has historically posed challenges for farmers, but the new insurance model provides a safety net, encouraging investment in production [7]. Compliance and Sustainability - The Zhengzhou Commodity Exchange emphasizes the importance of compliance, transparency, and sustainability in the project, ensuring that farmers' participation and data are reliable [8]. - The exchange has supported 250 "Insurance + Futures" projects over the past decade, with a total premium support of 810 million yuan [8]. Conclusion - The collaborative efforts among government, insurance companies, futures markets, and farmers are transforming the apple industry in Jixian County, enhancing financial security and contributing to rural revitalization [9].

"我们参考了近5年吉县苹果的平均售价和郑商所苹果期货价格的相关性，结合今年的生产成本，参考苹果期货合约价格， 合理设定目标价格，保障周期3个月，覆盖收获和主要销售周期。"太平洋产险山西分公司党委书记、总经理李兴明介绍，方案 进一步优化设置了"触碰保障+超额补贴"两档，农户可根据种植规模和个人需求自主选择，项目保费由省市县财政、郑商所等 共同支持80%，农户仅需承担20%，大大降低了果农的负担。为提升服务效率，太平洋产险还完善了线上投保平台"E农险"，果 农通过手机就能完成信息填报、保费缴纳和理赔申请。"过去买保险要跑好几趟，现在在家点点手机就行，理赔进度还能实时 看，太方便了。"吉县文成乡果农白保荣在培训现场体验后连连称赞。 期货市场深耕一线 作为项目具体实施单位，银河期货联合新湖期货、国贸期货等凭借在期货领域风险管理的丰富经验，成为连接期货市场与 田间地头的重要一环。自今年5月份开始项目筹备，银河期货组建了由产业服务、"保险+期货"骨干组成的专项团队，多次深入 吉县苹果主产乡镇开展调研，足迹遍布20余处果园。据悉，该项目是郑商所在山西省支持的唯一苹果"保险+期货"县域覆盖项 目，预计将为吉县2.93万亩果园 ...

金瑞期货相关人士表示，未来将继续深化在天然橡胶"保险+期货"领域的探索与实践。一方面，加大宣 传力度，通过举办培训讲座、发放宣传资料等多种形式，让更多的橡胶种植户了解并受益于这一创新模 式。另一方面，不断扩大承保范围，将服务延伸到更多的地区和种植户，为更多的橡胶产业从业者提供 风险保障。通过金融工具的创新应用，公司将加快助力乡村振兴步伐，为农业产业的稳定发展贡献更多 的期货智慧和力量，推动海南琼中天然橡胶产业在稳健的轨道上不断前行，持续为乡村振兴注入金融活 水。 据悉，此次项目承保数量达2000吨，覆盖种植面积约60万亩，项目周期四个月，保险合同签约主体为琼 中县天然橡胶种植户，总项目金额达3000余万元。尽管此次项目未涉及第三方资金投入主体，但各方资 源的有效整合与协作，构建起了一个稳固的风险保障体系，为橡胶种植户们吃下了"定心丸"。 中证报中证网讯(记者马爽王超)为有效应对橡胶市场行情波动、需求端表现偏弱导致的价格下跌风险， 切实保障海南琼中地区橡胶种植户的利益，在上海期货交易所及海南琼中县农业农村局支持帮助下，金 瑞期货股份有限公司近日携手中国大地财产保险股份有限公司顺利落地海南琼中天然橡胶"保险+期 ...

金秋时节，广西的甘蔗成熟了，蔗农脸上的皱纹舒展了。在新的丰收季，有了郑商所支持下的"糖业无 忧"项目落地，作为我国的"糖罐子"，广西食糖产业的发展更稳了，农民的收入更有保障了，制糖企业 面临的风险更低了。 建信期货西北分公司总经理丁楠告诉期货日报记者，截至2024/2025榨季，广西糖料蔗种植面积与食糖 产量已连续34个榨季居全国首位。全国每3勺糖中，有2勺产自广西。糖业不仅是广西农业的支柱产业， 也是当地经济高质量发展的重要支撑点。 "然而，长期以来，广西及我国其他食糖产区甘蔗种植较为分散、良种覆盖率低，加上机械化程度不 高，以及蔗农抗风险能力低，特别是种植收入的不稳定会直接影响蔗农的种植积极性，从而影响甘蔗产 量和供应量。与此同时，制糖企业在榨季集中收购，库存快速累积，如果糖价大幅波动，对企业的经营 会有很大影响。如何化解或降低影响蔗农收入和糖企经营的市场价格波动风险，就成了一个大问 题。"丁楠说，郑商所支持推出的白糖"保险+期货"和"糖业无忧"项目将发挥重要作用。 郑商所相关负责人告诉记者，2025年伊始，为深入贯彻落实乡村振兴战略，充分发挥"保险+期货"在服 务"三农"、稳定农户收益方面的积极作用，郑 ...

Core Insights - The "Insurance + Futures" project in Baisha County aims to stabilize rubber farmers' income and support the rubber industry development, covering 3,000 tons of natural rubber in 2025 [1][2] - Baisha County is the second-largest private rubber planting county in China, with a designated protection area of 1.04 million acres for natural rubber, limiting farmers' ability to switch crops even in low price scenarios [1][2] - The rubber price has been low since 2011, severely impacting farmers' income and leading to increased abandonment of rubber trees [1] Summary by Sections Project Overview - The "Insurance + Futures" project has been running for nine consecutive years, with a cumulative coverage of 37,900 tons of natural rubber and benefiting approximately 140,000 households, including nearly 60,000 impoverished or formerly impoverished households [2] - The project has generated over 26 million yuan in compensation, contributing to Baisha County's poverty alleviation efforts, which culminated in the county being declared poverty-free on February 28, 2020 [2] Impact on Farmers - The project is designed as a "blood-making" assistance initiative, helping rubber farmers mitigate market price volatility risks through price insurance, thereby encouraging rubber tapping and stabilizing production [2] - The abandonment rate of rubber tapping has decreased from over 30% to around 10% due to the project's implementation [2] Future Prospects - In 2024, Baisha's private rubber industry achieved a record annual output value exceeding 750 million yuan, marking the highest level in nearly a decade [2] - New Lake Futures plans to continue collaborating with various stakeholders to deepen the "Insurance + Futures" model in Baisha and other regions, aiming to enhance service efficiency and inject financial vitality into rural industry revitalization [2]

2025年8月28日，由国信期货有限责任公司(以下简称国信期货)牵头、人保财险烟台市分公司承保的 2025年郑商所烟台市苹果"保险+期货"收入险项目启动仪式成功举办。招远市和蓬莱区农业农村部门负 责人，国信期货及子公司国信金阳、人保财险烟台分公司、上海东吴久盈投资、广发商贸、招证资本等 企业及种植户代表共50余人参与启动仪式，标志着烟台苹果产业在运用金融工具应对市场与自然风险方 面进入新阶段。 随后的环节中，招商期货、广发期货、东吴期货、格林大华期货等机构代表依次分享了保险期货市场分 析与运作经验。人保财险招远公司农业保险部专项解读了保险明白纸、保险方案及承保理赔流程，帮助 农户清晰了解投保权益。招远市农业农村局与蓬莱区农技站领导分别从政策支持与农业技术角度，强调 该项目对区域农业韧性和农户增收的积极作用。最后，多位种植户代表结合自身参保经历发言，认 可"保险+期货"模式切实降低了经营风险，并提出优化建议。 本次启动仪式展示了"保险+期货"模式在烟台苹果产区的持续创新与深入实践，尤其是收入险的推出， 标志着金融助农迈向更精准、更全面的新层次。收入险项目由国信期货牵头，人保财险烟台分公司承 保，多家期货公司共同 ...

Core Viewpoint - The development of Xinjiang is significantly supported by the Zhengzhou Commodity Exchange (ZCE), which enhances risk management for local industries through various futures products and services, contributing to the region's economic growth and stability [1][2][3]. Group 1: Economic Strategies and Industry Development - Since the 18th National Congress, the central government has emphasized the strategic importance of Xinjiang, promoting legal governance and economic prosperity, leading to significant advancements in modern agriculture, particularly in cotton, which is projected to account for 92% of national production by 2024 [2][3]. - The ZCE has actively launched futures products such as red dates and urea, filling market gaps and meeting the risk management needs of local industries, with over 10 products closely related to Xinjiang's textile and agricultural sectors [3][4]. Group 2: Risk Management and Financial Support - The ZCE has implemented various measures to enhance risk management awareness among local enterprises, including hosting forums and training sessions, benefiting over 80,000 farmers through the "insurance + futures" model, which has paid out 234 million yuan in compensation [5][6][7]. - The introduction of innovative financial services, such as "insurance + futures + N," has provided risk protection for approximately 830,000 tons of agricultural products valued at 7.9 billion yuan, alleviating financial pressures on local businesses [5][6]. Group 3: Employment and Income Generation - The futures market has improved farmers' bargaining power, as seen with red dates, where prices increased from 5 yuan to 8 yuan per kilogram due to futures pricing, significantly boosting farmers' incomes [7]. - The integration of futures trading has created over 3,000 jobs in the red date industry, with local enterprises benefiting from a complete supply chain that includes planting, processing, and trading [7][12]. Group 4: Infrastructure and Market Development - The establishment of delivery warehouses and processing facilities has spurred the growth of related industries, with over 2,900 enterprises in the red date sector generating an annual output value exceeding 30 billion yuan [12]. - The ZCE has optimized its delivery warehouse layout, increasing the number of warehouses in Xinjiang to 23, ensuring alignment with local industry needs and enhancing service efficiency [4][10]. Group 5: Future Directions - The ZCE plans to continue strengthening its role in supporting Xinjiang's economic development by optimizing futures products and services, enhancing collaboration with local universities for talent development, and expanding its market offerings [13].