保险服务实体经济
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邹城金融监管支局:推动保险业当好实体“稳定器”做好发展助推器
Qi Lu Wan Bao· 2025-12-22 06:55
近年来,邹城金融监管支局立足辖区经济发展实际,以服务实体经济为核心,从农业保障升级、风险减 量防控、中介市场规范、车险行业自律四大维度精准发力,为区域经济高质量发展筑牢金融安全屏障、 注入强劲发展动能。 深耕农业保障,筑牢乡村振兴"压舱石" 作为农业大市,邹城金融监管支局以"保险为民"为核心,创新打造全方位、多层次农业保险服务体系, 为乡村振兴提质增效保驾护航。党建联建强宣传:推动辖区保险机构与基层党组织开展党建联建,党员 干部深入田间地头宣讲农险政策,惠及群众近2万人次,实现政策红利精准直达。科技赋能提效率:广 泛应用卫星遥感、无人机查勘、移动服务平台等数字化工具,理赔周期从平均7天缩短至3天以内,引导 机构实现快速赔付,让农户受灾后能及时获得经济补偿。扩面增品全覆盖:推动农险"提标、扩面、增 品",已覆10余种政策性险种,年参保农户约23万户,提供风险保障约16亿元;针对地方特色产业,推 出食用菌、马铃薯等特色险种,累计保障超9000万元,全方位覆盖粮食种植、特色种养等农业生产全领 域风险。专项护航保丰收:聚焦"烘干保障、专项行动、高效定损"三大关键,全力护航"三秋"农业生 产;构建以合作社为核心的秋粮" ...
“稳进兼备”成保险业半年报关键词
Huan Qiu Wang· 2025-09-03 01:40
Group 1: Insurance Premium Growth - The insurance industry in China reported a premium income of 3.7 trillion yuan in the first half of 2025, marking a year-on-year increase of 5.1% [2] - Major insurance companies such as China Life and China Pacific have shown continuous growth in premium income, with China Life achieving a record high of 525.09 billion yuan, up 7.3% year-on-year [2][3] - China Pacific's premium income from property insurance reached 323.3 billion yuan, reflecting a 3.6% increase, maintaining the industry's leading market share of 33.5% [3] Group 2: Enhanced Insurance Capacity - The insurance industry has strengthened its capital operation capabilities, with New China Life achieving an annualized total investment return rate of 5.9%, up 1.1 percentage points year-on-year [3] - The total assets of insurance companies and asset management companies reached 39.2 trillion yuan by the end of the second quarter of 2025, an increase of 3.3 trillion yuan since the beginning of the year [5] - The industry is actively integrating into national development strategies and enhancing service to the real economy, with Ping An Property & Casualty developing 1,741 products to provide risk protection for small and micro enterprises [5] Group 3: Technological Advancements - China Pacific is leveraging AI technology to optimize insurance business processes, with AI applications covering nearly half of customer service interactions and achieving a 99% accuracy rate in liability recognition [4] - The automation rate for health insurance claims has reached 16%, with a 47% reduction in average costs per case [4]