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江苏省印发企业数据资源入表指南
Xin Lang Cai Jing· 2025-09-12 04:35
Core Viewpoint - Jiangsu Province's Finance Department has issued the "Guidelines for Enterprise Data Resource Entry," providing a manual for the standardized entry of enterprise data resources [1] Group 1: Financial Services and Data Assets - Data assets play a crucial role in addressing industry challenges within the financial services sector [1] - The provincial data group, in collaboration with a credit company, has developed a public data product called "Su She Fen," based on data from the Human Resources and Social Security Department [1] - "Su She Fen" has been listed on the provincial data exchange and is currently being trialed by three financial institutions: Bank of China Jiangsu Branch, Industrial and Commercial Bank of China Jiangsu Branch, and Jiangsu Bank [1] Group 2: Impact of "Su She Fen" - The product converts social security and employment data into a "credit score," enabling financial institutions to accurately assess the credit status of lending subjects [1] - As of the end of June this year, the three trial institutions have cumulatively granted credit amounting to 1.998 billion yuan based on the "Su She Fen" product [1] - This innovative practice breaks the traditional reliance on collateral in financial risk control, transforming the credit value of public data into a driving force for inclusive finance, achieving a breakthrough in "credit becoming capital" [1]