全流程投融资数字化服务

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海南建立“银项e联”直通车平台,为银企精准“搭桥”,大大提高投融资效率
Hai Nan Ri Bao· 2025-07-17 01:45
Core Viewpoint - The establishment of the "Yinxiang e-Link" platform in Hainan significantly enhances the efficiency of financing and investment by directly connecting banks and projects, facilitating a streamlined process for fund allocation and project execution [1][5][7]. Group 1: Platform Functionality - The "Yinxiang e-Link" platform features five major functions: "Project Financing Connection," "Project Promotion Database," "Consultation Appointment," "Financing Market," and "Element Assurance," enabling precise matching of financing needs and timely sharing of major projects [2][6]. - The platform allows financial institutions to engage deeply in the entire project lifecycle, from initial planning to credit granting and post-loan support, eliminating intermediaries and improving efficiency [2][6]. Group 2: Financial Impact - As of July 16, 2023, the platform has facilitated the publication of 628 projects with financing needs, leading to 235 project engagements and 86 signed loan agreements, amounting to a total of 51 billion yuan in loans [6]. - The Hainan Rural Commercial Bank has already disbursed 40 million yuan to Mingxin Pharmaceutical for its solid dosage production facility, demonstrating the platform's effectiveness in providing timely financial support [1][3]. Group 3: Project Examples - The Agricultural High-Tech Demonstration Base and Comprehensive Land Improvement Project in Lingshui has received a credit line of 260 million yuan from the Agricultural Development Bank, showcasing the platform's role in supporting significant agricultural initiatives [3]. - The platform has been instrumental in ensuring that banks can provide not only financial support but also valuable advice during the project's feasibility study phase [3]. Group 4: Stakeholder Engagement - The platform has attracted 15 financial institutions, including major policy banks and commercial banks, ensuring a diverse range of funding sources for projects [6]. - Local financial institutions are tasked with tracking project progress and updating the platform, ensuring transparency and effective communication between banks and project stakeholders [6][7].