全球贸易便利化
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广发银行嘉兴分行:跨境人民币护航企业高质量发展
Mei Ri Shang Bao· 2025-11-28 01:05
Core Insights - The article highlights the proactive measures taken by Guangfa Bank's Jiaxing branch to enhance cross-border RMB services, aligning with national policies to facilitate global trade and support high-quality enterprise development [1][2] Group 1: Cross-Border RMB Services - Guangfa Bank's Jiaxing branch focuses on optimizing the entire process of cross-border settlement and financing through online, paperless, and electronic information handling, improving the efficiency of cross-border fund settlements [1] - The bank offers various online services for enterprises, including RMB T/T remittances, letters of credit, acceptance, and pledging, creating a digital experience for cross-border RMB transactions [1] - The branch implements a "one enterprise, one policy" service mechanism, continuously innovating products tailored to enterprise needs, such as cross-border RMB payment for imports and exports, comprehensive cross-border financing, and RMB NRA accounts [1] Group 2: Addressing Client Needs - A multinational manufacturing enterprise previously relied on USD financing for overseas export needs but faced rising costs due to Federal Reserve interest rate hikes and increased exchange rate risks [2] - In response, Guangfa Bank's Jiaxing branch customized a cross-border RMB export payment solution to help the enterprise mitigate exchange rate risks while reducing costs and improving efficiency [2] - The bank emphasizes a "finance for the people" philosophy, aiming to deepen innovation in cross-border RMB business and provide high-quality, convenient financial support to enterprises in their globalization efforts [2]