Core Insights - First Hawaiian (FHB) reported a revenue of $225.85 million for the quarter ended December 2025, reflecting a year-over-year increase of 39.5% [1] - The earnings per share (EPS) for the quarter was $0.56, up from $0.41 in the same quarter last year, with an EPS surprise of +1.08% compared to the consensus estimate of $0.55 [1] - The stock has returned +9% over the past month, outperforming the Zacks S&P 500 composite's +0.9% change, and currently holds a Zacks Rank 3 (Hold) [3] Financial Metrics - Net charge-offs were reported at 0.1%, matching the three-analyst average estimate [4] - Total Non-Accrual Loans and Leases amounted to $41.03 million, exceeding the average estimate of $31.93 million [4] - The net interest margin was 3.2%, consistent with the three-analyst average estimate [4] - The efficiency ratio was reported at 55.1%, better than the average estimate of 56.3% [4] - Average balance of total earning assets was $21.22 billion, slightly below the average estimate of $21.41 billion [4] - Total Non-Performing Assets were $41.03 million, higher than the average estimate of $34.1 million [4] - Total Noninterest Income reached $55.55 million, surpassing the average estimate of $54.26 million [4] - Net Interest Income (FTE) was $171.3 million, slightly below the average estimate of $171.7 million [4] - Net Interest Income was reported at $170.3 million, compared to the average estimate of $171.09 million [4] - Service charges on deposit accounts were $8.18 million, slightly above the average estimate of $8.16 million [4] - Other service charges and fees totaled $13.83 million, exceeding the average estimate of $13.36 million [4] - Noninterest income from other sources was $3.57 million, higher than the average estimate of $2.91 million [4]

Core Insights - Verizon Communications reported $36.38 billion in revenue for Q4 2025, a 2% year-over-year increase, with an EPS of $1.09 compared to $1.10 a year ago, indicating a slight decline in earnings per share [1] - The revenue exceeded the Zacks Consensus Estimate of $35.94 billion by 1.23%, while the EPS surpassed the consensus estimate of $1.06 by 2.72% [1] Financial Performance Metrics - Verizon's stock has returned -2.3% over the past month, underperforming the Zacks S&P 500 composite's +0.9% change, and currently holds a Zacks Rank 4 (Sell) [3] - Consumer Wireless Retail postpaid accounts totaled 32.38 million, slightly below the estimated 32.45 million [4] - The churn rate for Wireless Retail postpaid was 1.6%, higher than the 1.5% average estimate [4] - Net subscriber additions for Consumer Wireless Retail postpaid phones were 551 thousand, exceeding the average estimate of 397.5 thousand [4] - The Consumer Operating Revenues reached $28.44 billion, surpassing the $28.02 billion average estimate, reflecting a 3.2% year-over-year increase [4] - Business Operating Revenues were $7.37 billion, slightly above the $7.34 billion estimate, but showed a year-over-year decline of 1.8% [4] - Consumer Service Operating Revenues were $20.25 billion, below the $20.61 billion estimate, with a year-over-year increase of 4.3% [4] - Consumer Wireless Equipment revenues were $7.11 billion, exceeding the $6.51 billion estimate, marking a 9.6% year-over-year increase [4] - Consumer Other revenues were $1.08 billion, below the estimated $890.42 million, reflecting a significant year-over-year decline of 35.1% [4] - Business Markets and Other revenues were $3.57 billion, slightly above the $3.5 billion estimate, with a year-over-year increase of 3.8% [4] - Enterprise and Public Sector revenues were $3.33 billion, below the $3.41 billion estimate, showing a year-over-year decline of 6.1% [4] - Wholesale revenues were $466 million, exceeding the $419.38 million estimate, but reflecting a year-over-year decline of 10% [4]

Core Insights - First Mid Bancshares (FMBH) reported revenue of $88.22 million for the quarter ended December 2025, reflecting a year-over-year increase of 3.4% but a revenue surprise of -3.54% compared to the Zacks Consensus Estimate of $91.45 million [1] - The earnings per share (EPS) for the quarter was $1.06, up from $0.87 in the same quarter last year, with an EPS surprise of +0.24% against the consensus estimate [1] Financial Performance Metrics - Efficiency Ratio was reported at 57.6%, better than the estimated 59.8% by analysts [4] - Net interest margin stood at 3.7%, slightly below the average estimate of 3.8% [4] - Average Earning Assets were $7.17 billion, exceeding the average estimate of $7.12 billion [4] - Non-interest Income was $21.69 million, lower than the average estimate of $24.59 million [4] - Net Interest Income (FTE) was $67.31 million, compared to the estimated $68.01 million [4] - Net Interest Income was reported at $66.53 million, below the estimate of $67.07 million [4] - ATM/debit card revenue was $3.95 million, compared to the average estimate of $4.15 million [4] - Wealth management revenues were $6.59 million, slightly below the estimate of $6.7 million [4] - Insurance commissions were reported at $7.44 million, exceeding the average estimate of $7.2 million [4] - Service charges were $3.16 million, above the estimate of $3.05 million [4] - Mortgage banking revenues were $0.62 million, significantly lower than the estimated $1 million [4] Stock Performance - Shares of First Mid Bancshares have returned +6.3% over the past month, outperforming the Zacks S&P 500 composite's +0.9% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Financial Performance - Hilltop Holdings reported revenue of $329.89 million for the quarter ended December 2025, representing a 9.6% increase year-over-year [1] - Earnings per share (EPS) for the quarter was $0.69, up from $0.55 in the same quarter last year, indicating a significant improvement [1] - The reported revenue exceeded the Zacks Consensus Estimate of $302.84 million by 8.93%, while the EPS surpassed the consensus estimate of $0.46 by 50% [1] Key Metrics - Average outstanding balance of interest-earning assets was $14.8 billion, higher than the estimated $14.44 billion [4] - Non-accrual loans stood at $53.45 million, below the average estimate of $65.72 million [4] - Net interest margin was reported at 3%, matching the average estimate [4] - Non-performing assets totaled $61.47 million, lower than the estimated $74.63 million [4] - Efficiency ratio was 54.1%, significantly better than the average estimate of 84.7% [4] - Total noninterest income reached $217.36 million, exceeding the average estimate of $195.22 million [4] - Net interest income was reported at $112.53 million, above the estimated $107.64 million [4] - Net gains from the sale of loans and other mortgage production income were $49.58 million, slightly above the average estimate of $49.4 million [4] - Noninterest income from other sources was $17.52 million, below the average estimate of $36.88 million [4] - Investment and securities advisory fees and commissions totaled $47.63 million, lower than the estimated $50.61 million [4] - Mortgage loan origination fees were reported at $26.6 million, exceeding the average estimate of $25.25 million [4] Stock Performance - Shares of Hilltop Holdings have returned +7.3% over the past month, outperforming the Zacks S&P 500 composite's +0.8% change [3] - The stock currently holds a Zacks Rank 2 (Buy), suggesting potential for outperformance in the near term [3]

Core Insights - OSI Systems reported revenue of $464.06 million for the quarter ended December 2025, marking a year-over-year increase of 10.5% and exceeding the Zacks Consensus Estimate by 2.71% [1] - The earnings per share (EPS) for the same period was $2.58, compared to $2.42 a year ago, with an EPS surprise of 2.38% over the consensus estimate of $2.52 [1] Revenue Performance - Healthcare division revenue was $36.53 million, which is 18.6% lower year-over-year and below the average estimate of $44.79 million [4] - Intersegment eliminations reported a revenue of $-19.73 million, a 25.2% year-over-year increase, but worse than the average estimate of $-16.68 million [4] - Optoelectronics and Manufacturing division revenue was $112.55 million, exceeding the average estimate of $107.46 million with an 11.7% year-over-year increase [4] - Security division revenue reached $334.71 million, surpassing the average estimate of $318.69 million and showing a 15.4% year-over-year increase [4] Operating Income Analysis - Non-GAAP operating income for the Security Division was $59.64 million, slightly above the average estimate of $59.53 million [4] - Non-GAAP operating loss for Corporate/Elimination was $-9.52 million, better than the average estimate of $-10.24 million [4] - Non-GAAP operating income for the Healthcare Division was $0.53 million, below the average estimate of $2.34 million [4] - Non-GAAP operating income for the Optoelectronics and Manufacturing Division was $14.49 million, exceeding the average estimate of $13.88 million [4] Stock Performance - OSI shares have returned +6.4% over the past month, outperforming the Zacks S&P 500 composite's +0.8% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Core Insights - PulteGroup reported a revenue of $4.61 billion for Q4 2025, marking a year-over-year decline of 6.3% and an EPS of $2.88 compared to $3.50 a year ago, exceeding the Zacks Consensus Estimate of $4.31 billion by 6.96% and delivering an EPS surprise of 3.53% [1] Financial Performance - The average selling price was $573.00, surpassing the estimated $564.19 by analysts [4] - Net new orders in units totaled 6,428, exceeding the average estimate of 5,967 [4] - The unit backlog stood at 8,495, slightly above the average estimate of 8,439 [4] - Closings in units reached 7,821, compared to the average estimate of 7,416 [4] - Average active communities were 1,014, higher than the estimated 1,002 [4] Revenue Breakdown - Home sale revenues amounted to $4.48 billion, exceeding the average estimate of $4.16 billion, but reflecting a year-over-year decline of 4.9% [4] - Financial Services revenues were reported at $93.43 million, below the average estimate of $107.17 million, with an 18.9% year-over-year decline [4] - Homebuilding revenues totaled $4.52 billion, surpassing the average estimate of $4.2 billion, with a year-over-year decline of 6% [4] - Land sale and other revenues in homebuilding were $39.42 million, significantly lower than the average estimate of $58.6 million, representing a 60.2% year-over-year decline [4] Market Performance - PulteGroup shares returned +5.1% over the past month, outperforming the Zacks S&P 500 composite's +0.8% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market [3]

Core Insights - OceanFirst Financial (OCFC) reported a revenue of $104.69 million for the quarter ended December 2025, reflecting a year-over-year increase of 9.6% and a surprise of +1.94% over the Zacks Consensus Estimate of $102.7 million [1] - The earnings per share (EPS) for the quarter was $0.41, up from $0.38 in the same quarter last year, with an EPS surprise of +6.03% compared to the consensus estimate of $0.39 [1] Financial Performance Metrics - The efficiency ratio for OceanFirst was reported at 80.4%, significantly higher than the average estimate of 68.9% based on two analysts [4] - The net interest margin stood at 2.9%, matching the average estimate from two analysts [4] - Total non-interest income was $9.41 million, exceeding the average estimate of $8.85 million from two analysts [4] - Net interest income was reported at $95.28 million, surpassing the average estimate of $94.35 million based on two analysts [4] Stock Performance - Over the past month, shares of OceanFirst have returned -3.2%, contrasting with the Zacks S&P 500 composite's increase of +0.7% [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]

Core Insights - Vail Resorts reported revenue of $271.03 million for the quarter ended October 2025, reflecting a 4.1% increase year-over-year, but fell short of the Zacks Consensus Estimate by 0.09% [1] - The company’s EPS was -$5.20, a decline from -$4.61 in the same quarter last year, with a slight positive surprise of 0.57% compared to the consensus estimate of -$5.23 [1] Financial Performance Metrics - Total skier visits reached 0.74 thousand, exceeding the average estimate of 0.55 thousand [4] - Managed condominium RevPAR was reported at $48.36, below the estimated $53.74 [4] - Owned hotel RevPAR was $181.01, slightly below the estimated $182.71 [4] - Mountain net revenue was $185.24 million, surpassing the average estimate of $180.75 million, marking a year-over-year increase of 6.9% [4] - Lodging net revenue was $85.71 million, below the average estimate of $90.03 million, representing a year-over-year decline of 1.4% [4] - Dining revenue from mountain operations was $19.79 million, below the estimate of $21.68 million, reflecting a 4.1% year-over-year decrease [4] - Retail/rental revenue was $30.79 million, slightly above the estimate of $30.25 million, showing a 4.3% increase year-over-year [4] - Real estate revenue was reported at $0.08 million, significantly below the estimate of $1.58 million, but represented a 27% increase year-over-year [4] - Managed condominium rooms revenue was $9.69 million, below the estimate of $11.86 million, indicating a 17.2% year-over-year decline [4] - Resort net revenue totaled $270.95 million, exceeding the average estimate of $266.08 million, with a year-over-year increase of 4.1% [4] Stock Performance - Vail Resorts' shares have returned -3.2% over the past month, contrasting with the Zacks S&P 500 composite's increase of 1.8% [3] - The stock currently holds a Zacks Rank 4 (Sell), suggesting potential underperformance relative to the broader market in the near term [3]

Core Financial Performance - Ooma reported revenue of $67.63 million for the quarter ended October 2025, a year-over-year increase of 3.8% [1] - The EPS for the same period was $0.27, compared to $0.17 a year ago, indicating a significant improvement [1] - The reported revenue exceeded the Zacks Consensus Estimate of $67.58 million, resulting in a surprise of +0.06% [1] - The company delivered an EPS surprise of +22.73%, with the consensus EPS estimate being $0.22 [1] Key Metrics Analysis - Core users totaled 1.23 million, slightly below the estimated 1.24 million [4] - Premium core users were 816 thousand, compared to the average estimate of 834.5 thousand [4] - Annualized exit recurring revenue (AERR) was $243 million, below the estimated $246.87 million [4] - The net dollar subscription retention rate remained strong at 99%, matching the average estimate [4] - Revenue from products and other was $5.67 million, slightly below the estimated $5.72 million, but represented a +13.6% change year-over-year [4] - Subscription and services revenue was $61.95 million, slightly above the estimated $61.87 million, reflecting a +3% change year-over-year [4] Stock Performance - Ooma's shares have returned +1.2% over the past month, matching the Zacks S&P 500 composite's +1.2% change [3] - The stock currently holds a Zacks Rank 2 (Buy), suggesting potential outperformance against the broader market in the near term [3]

Core Insights - Victoria's Secret reported revenue of $1.47 billion for the quarter ended October 2025, reflecting a year-over-year increase of 9.2% and a surprise of +4.55% over the Zacks Consensus Estimate of $1.41 billion [1] - The company's EPS was -$0.27, an improvement from -$0.50 in the same quarter last year, with a surprise of +55% compared to the consensus estimate of -$0.60 [1] Financial Performance Metrics - Comparable sales for stores and direct channels increased by 8%, surpassing the average estimate of 3.1% based on three analysts [4] - The total number of company-operated stores reached 792, exceeding the average estimate of 786 from two analysts [4] - The total number of stores in the China joint venture was 63, slightly below the average estimate of 67 from two analysts [4] - Geographic net sales from direct channels amounted to $428.5 million, which is higher than the average estimate of $414.66 million, representing a year-over-year change of +4.3% [4] Stock Performance - Over the past month, shares of Victoria's Secret have returned +14.5%, significantly outperforming the Zacks S&P 500 composite's +1.3% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]