Core Points - The article highlights the tension between anti-fraud measures and individual privacy rights, illustrated by two recent incidents involving a lawyer and a doctor facing excessive scrutiny from banks and telecom operators [1][11][20] Group 1: Banking Sector - A lawyer faced questioning about the purpose of withdrawing 40,000 yuan, despite regulations stating that only withdrawals over 50,000 yuan require reporting [1][3] - The bank staff escalated the inquiry by checking the lawyer's transaction history, which raised concerns about privacy and the appropriateness of such actions [5][9] - The lawyer ultimately decided to abandon the withdrawal due to the invasive nature of the questioning, reflecting a growing frustration with banking practices in the context of anti-fraud measures [9][11] Group 2: Telecom Sector - A doctor experienced her husband's phone being deactivated due to suspected fraud, leading to a lengthy and unresolved appeal process that severely impacted their daily lives [12][16] - The couple's situation was exacerbated when the doctor attempted to assist her husband, resulting in her own phone being deactivated as well [16][18] - After media attention, the telecom operator provided a resolution, highlighting the challenges faced by users in navigating the system [18][20] Group 3: Regulatory Environment - The article discusses the need for a balance between effective anti-fraud measures and the protection of individual rights, as recent incidents indicate a trend of excessive scrutiny [20][23] - Experts emphasize that anti-fraud efforts should not infringe on personal privacy and that regulations should be refined to avoid unnecessary burdens on ordinary citizens [23][27] - A recent regulatory change removed the requirement for banks to inquire about the source of funds for cash transactions below 50,000 yuan, indicating a shift towards more user-friendly practices [27]