Core Viewpoint - The joint initiative by Zhengzhou and Kaifeng housing provident fund management centers aims to enhance the convenience of cross-regional services for employees, improving their overall experience in handling housing fund matters [1] Group 1: Business Scope - The released "Zhengkai Housing Provident Fund Business Handling Material List Directory" (first batch) includes 15 types of withdrawal services such as purchasing self-occupied housing, repaying housing loan principal and interest, renting self-occupied housing, and retirement withdrawals, as well as 5 types of inquiry services including personal account information inquiry and payment detail inquiry [2] Group 2: Business Processing - The handling of all business materials requires original verification and retention of copies. There are two processing methods: offline and full online processing. Most services in Zhengzhou can be processed through the "Zhenghao Ban" APP, while Kaifeng services are mainly processed via the "Kaifeng Housing Provident Fund Management Center" WeChat public account [3] Group 3: Future Developments - As the integration of Zhengzhou and Kaifeng continues, both housing provident fund management centers will optimize the handling processes and expand the range of services, with more batches of handling material lists to be released in the future [4]