Core Viewpoint - The successful implementation of digital RMB for housing provident fund withdrawals by Industrial Bank's Qingdao branch marks a significant advancement in the application of digital currency in the housing fund sector [1] Group 1: Digital RMB Application - Industrial Bank's Qingdao branch has completed its first digital RMB housing provident fund withdrawal, showcasing a new breakthrough in the application of digital currency in this area [1] - The initiative allows housing fund contributors to directly transfer their funds into their digital RMB wallets, enhancing convenience for users [1] Group 2: Enhanced Services for Employers - Employers can utilize Industrial Bank's online banking and "Xingye Guanjia" app for online signing and changes related to housing fund contributions, improving the ease of payment processes [1] - This service aims to streamline the contribution process for companies, making it more efficient [1] Group 3: Future Prospects - The bank plans to continue expanding the application of digital RMB in various sectors, particularly in enhancing public welfare and financial innovation for citizens [1] - The collaboration with Qingdao's housing provident fund management center is expected to contribute to the development of the digital economy and smart city initiatives in Qingdao [1]

Core Viewpoint - The joint initiative by Zhengzhou and Kaifeng housing provident fund management centers aims to enhance the convenience of cross-regional services for employees, improving their overall experience in handling housing fund matters [1] Group 1: Business Scope - The released "Zhengkai Housing Provident Fund Business Handling Material List Directory" (first batch) includes 15 types of withdrawal services such as purchasing self-occupied housing, repaying housing loan principal and interest, renting self-occupied housing, and retirement withdrawals, as well as 5 types of inquiry services including personal account information inquiry and payment detail inquiry [2] Group 2: Business Processing - The handling of all business materials requires original verification and retention of copies. There are two processing methods: offline and full online processing. Most services in Zhengzhou can be processed through the "Zhenghao Ban" APP, while Kaifeng services are mainly processed via the "Kaifeng Housing Provident Fund Management Center" WeChat public account [3] Group 3: Future Developments - As the integration of Zhengzhou and Kaifeng continues, both housing provident fund management centers will optimize the handling processes and expand the range of services, with more batches of handling material lists to be released in the future [4]