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“长城”卡面纪念版住房公积金联名卡亮相服贸会
Xin Jing Bao· 2025-09-12 08:35
新京报讯(记者曹晶瑞)9月12日,2025年服贸会北京住房公积金管理中心展区吸引了不少市民围观今 年服贸会,北京住房公积金管理中心展区以"为职工安居助力,为企业增信赋能"为主题,设置了"视频 展示区""宣传展示区""互动体验区"和"自助咨询区"四个分展区。 在视频展示区,结合纪念抗日战争胜利80周年活动,北京住房公积金管理中心携手合作银行特别推出 了"长城"卡面纪念版住房公积金联名卡。该联名卡除了能办理公积金查询、提取和还款业务外,还免收 年费、跨行取款费等费用,还有住房相关消费贷产品及家装分期低息等优惠权益。另外,宣传展示区设 有多个展板,展示公积金中心推出的"直付房租"一站式服务、公积金惠企服务新举措等内容。在互动体 验区,通过数据图表的可视化呈现与实景视频的沉浸式讲述,让大家更直观地感受公积金服务实效。自 助咨询区则设有一台公积金智能自助机,市民能在数字人的引领下真实体验公积金业务高效便捷的办理 流程。 今年8月8日北京市发布《关于进一步优化调整本市房地产相关政策的通知》,涉及公积金贷款新政。据 现场工作人员介绍,政策发布后首月,公积金贷款受理量达4340笔,较新政发布前同期3167笔增长 37%。具体 ...
贵阳公积金三种便捷渠道助企业快速办理开户
Sou Hu Cai Jing· 2025-09-11 09:35
Group 1 - The article discusses the importance of unit housing fund account opening for newly established enterprises in Guiyang, highlighting the confusion many companies face in this process [2] - Guiyang offers three channels for unit housing fund account opening: online government service hall, housing fund portal website, and offline service outlets, facilitating easy account setup for enterprises [2] - The online method is noted as the most convenient, allowing companies to open accounts directly through the Guiyang housing fund portal without submitting any paper materials, thus saving time and avoiding queues [2] Group 2 - Offline processing is also efficient, requiring only the submission of specific documents such as the housing fund unit account application form and valid identification for the responsible person and legal representative [2] - Notably, enterprises in Guizhou province do not need to provide a business license when opening accounts, further simplifying the process [2] - The housing fund account opening services in Guiyang reflect a "convenient and efficient" philosophy, with the online channel particularly suitable for tech-savvy companies, while offline services cater to diverse enterprise needs [2]
公积金可直付二手房首付款 如何线上提取?指南来了
Mei Ri Shang Bao· 2025-09-10 23:20
如何办理?打开浙江政务服务网(http://hz.zjzwfw.gov.cn/),完成个人登录。账号登录后,选择"杭州 市"—"部门服务"—"市公积金中心"—"购买自住住房提取住房公积金"事项办理,限杭州市二手房购房 人本人办理。进入该事项后,点击"确定"进入"在线填表"页面。进入"在线填表"页面后,选择"缴存地 公积金中心"、"房屋所在城市"、录入"申请提取金额(元)"、"银行卡预留的手机号",其余信息均为 系统自动反显且不得修改。填写完成且通过系统核验的,可点击"下一步",进入上传材料环节。请按提 示的材料名称上传真实资料影像照片,并在完成上传材料后进入"信息确认"环节,对提交资料再次核实 无误后提交中心处理,公积金中心将对该笔业务进行审核,审核通过后,直接将住房公积金转入中介的 监管账户(中心审核后办结)。 商报讯(记者 黄家欢)今年6月,为减轻住房公积金缴存职工购房首付款支付压力,杭州住房公积金管 理中心推出住房公积金直付购房首付款业务。昨天,记者从杭州公积金中心获悉,目前二手房线上办理 功能已上线,缴存职工在杭州市购买的二手房,也可使用公积金直接直付购房首付款。 ...
北京这类家庭可一次性提取公积金余额
3 6 Ke· 2025-08-19 02:21
Core Points - Beijing has experienced extreme heavy rainfall leading to significant casualties and property damage, prompting the implementation of disaster relief and recovery efforts [1] - The Beijing Housing Provident Fund Management Center has introduced two phased support policies to assist affected employees in restoring their living conditions [1] Group 1: Support Policies - The first policy allows employees whose self-owned housing has been damaged to withdraw their provident fund balance for repairs, capped at the total repair cost [1] - For example, if a repair is estimated at 150,000 yuan and the employee's provident fund balance is 100,000 yuan, they can withdraw 99,999 yuan; if the balance is 200,000 yuan, they can withdraw 150,000 yuan [1] Group 2: Rental Assistance - The second policy is for employees whose self-owned housing is temporarily uninhabitable and need to rent accommodation, allowing them to withdraw funds based on actual monthly rent without restrictions on prior contributions or ownership [2] - The monthly withdrawal is limited to the actual rent paid, and if the account balance is insufficient, it will be deducted based on the available balance [2] Group 3: Application Process - Affected employees must apply at the management department of the district where their damaged property is located, or they can use designated bank service points for assistance [3] - These support measures will be in effect until November 30 of this year [3]
北京公积金中心:对受汛情影响的缴存职工给予阶段性支持
Zhong Guo Xin Wen Wang· 2025-08-19 01:07
通知指出,受汛情影响的缴存职工,因修缮受损自有住房造成生活困难的,可申请提取本人账户内 住房公积金余额,修缮资金额由所在乡镇政府、街道办事处等相关部门核定。汛情发生后自有住房暂不 具备居住条件,需要租赁住房并完成租房备案的,可申请提取住房公积金支付房屋租金,不受连续足额 缴存住房公积金3个月(含)以上限制,不受本人及配偶在北京无自有住房限制,不受月缴存额限制,每 月提取限额为实际月租金。 根据通知,申请人可到住房所在地公积金中心管理部提出申请,由管理部与区乡镇政府、街道办事 处、应急部门等相关单位对接核实后,提供上述阶段性支持措施,确保支持政策精准实施。阶段性支持 措施执行至2025年11月30日。 中新网北京8月18日电 (记者 吕少威)北京住房公积金管理中心(下称公积金中心)18日发布通知指 出,为促进受2025年汛情影响的缴存职工生产生活秩序尽快恢复正常,抓紧修缮受损房屋,对受2025年 汛情影响的缴存职工给予阶段性支持。 ...
我不打算买房,北京公积金还有什么用?
Sou Hu Cai Jing· 2025-08-18 16:04
Core Points - The article discusses the various uses of Beijing's housing provident fund beyond just purchasing a home [1][2] Group 1: Uses of Beijing's Housing Provident Fund - The first use is for home loans, where the maximum loan amount for a first home is 1.2 million yuan and for a second home is 1 million yuan, with potential for additional amounts in certain situations [3] - The second use is for withdrawing funds to pay rent, which is available to those who meet specific conditions [4][10] - The third use includes a pilot program for direct payment of rent using the provident fund, which was expanded on July 15 [5] - The fourth use allows for fund withdrawal for major repairs, renovations, or construction of self-occupied housing [5] - The fifth use highlights that the provident fund accrues interest annually, with the interest added to the principal [6] - The sixth use allows individuals to withdraw their provident fund balance upon reaching retirement age [7] Group 2: Conditions for Rent Withdrawal - To withdraw funds for rent, applicants must have contributed to the provident fund for at least three months and must not own property in Beijing [10] - Special provisions exist for individuals renting in Xiong'an New Area, allowing them to apply for rent withdrawal without property ownership restrictions in Beijing [11] - There are five categories for rent withdrawal, including cases without invoices, renting commercial housing, families with multiple children, public rental housing, and guaranteed rental housing [12]
北京:因汛情修缮受损自有住房造成生活困难的,可申请提取公积金
Xin Jing Bao· 2025-08-18 11:57
新京报讯(记者曹晶瑞)8月18日傍晚,北京住房公积金管理中心(以下简称公积金中心)发布通知, 对受2025年汛情影响的缴存职工给予阶段性支持。 通知称,受汛情影响的缴存职工,因修缮受损自有住房造成生活困难的,可申请提取本人账户内住房公 积金余额,修缮资金额由所在乡镇政府、街道办事处等相关部门核定。 受汛情影响的缴存职工,汛情发生后自有住房暂不具备居住条件,需要租赁住房并完成租房备案的,可 申请提取住房公积金支付房屋租金,不受连续足额缴存住房公积金3个月(含)以上限制,不受本人及 配偶在北京无自有住房限制,不受月缴存额限制,每月提取限额为实际月租金。 通知明确,申请人可到住房所在地公积金中心管理部提出申请,由管理部与区乡镇政府、街道办事处、 应急部门等相关单位对接核实后,提供上述阶段性支持措施,确保支持政策精准实施。 依据通知,阶段性支持措施执行至2025年11月30日。 编辑 刘梦婕 校对 穆祥桐 ...
公积金贷款职工请尽快完善征信授权
Zheng Zhou Ri Bao· 2025-08-15 01:57
Core Points - Zhengzhou Housing Provident Fund Management Center has announced a notification to conduct credit authorization supplementation for existing housing provident fund loans to improve personal credit information [1] - The supplementation targets borrowers who applied for housing provident fund loans before December 21, 2023, and have not yet settled their loans, excluding those who have already completed credit supplementation [1] - Borrowers can complete the credit authorization process through the "Zhenghao Ban" app by following the system prompts [1] Summary by Category - **Credit Authorization Process** - Borrowers must log into the "Zhenghao Ban" app, navigate to the "Housing Provident Fund" section, and select "Personal Credit Authorization Inquiry" to initiate the process [1] - The final step involves submitting the information, after which a confirmation of successful signing will be displayed [1] - **Importance of Credit Authorization** - Completing the credit authorization will enhance the completeness and accuracy of personal credit records, contributing to the accumulation of a good credit history [1] - A strong credit status will create favorable conditions for borrowers to access more financial services [1] - **Call to Action** - The management center urges housing provident fund loan borrowers to prioritize and complete the credit authorization process promptly [1]
聊一聊:深圳公积金要交多久才能申请贷款买房?
Sou Hu Cai Jing· 2025-07-29 08:09
Core Points - The article discusses the requirements and regulations for applying for housing fund loans in Shenzhen, including the necessary contribution periods for different types of employees [2][5][6]. Group 1: Contribution Requirements - For company employees, a continuous contribution of 6 months is required to apply for a housing fund loan, and they must be in a normal contribution status at the time of application [2]. - For flexible employment individuals, a continuous contribution of 12 months is required, with a total contribution period of at least 36 months [2]. - If a couple applies together, one must meet the employee contribution requirement while the other meets the flexible employment requirement [2]. Group 2: Combining Contributions - Contributions made in other cities can be combined with those in Shenzhen for loan applications, provided that applicants submit proof of contributions from the other city [4][6]. - Employees who have contributed in other cities and are now contributing in Shenzhen for less than 6 months can still apply for loans by combining their contribution periods [6]. Group 3: Loan Conditions and Rates - The latest loan rates in Shenzhen are 2.1% for first-time homebuyers for loans under 5 years and 2.6% for loans over 5 years [7]. - The minimum down payment for first-time homebuyers is 20%, while for second homes, it is also 20% [7]. - The maximum loan amounts are 600,000 yuan for individuals and 1,100,000 yuan for families, with potential increases based on specific conditions [7]. Group 4: Inter-City Loan Recognition - Ten cities, including Shenzhen, have signed agreements to recognize housing fund contributions and loans across these cities, facilitating easier access to loans for employees [8]. - The agreement aims to streamline services, allowing for seamless loan applications and reducing required documentation [8]. Group 5: Additional Information - Employees can inquire about the possibility of applying for loans in their employment city if they are purchasing a home in a different city [9]. - Some cities have specific policies regarding loan applications based on the applicant's household registration status, while others do not impose such restrictions [10].
市公积金中心精准施策惠民生——“新政组合”让安居红利直达快享
Zhen Jiang Ri Bao· 2025-07-09 23:24
Core Insights - The city’s public housing fund management center has implemented a series of policies aimed at enhancing the living conditions of residents through increased loan limits, improved efficiency, and reduced burdens [1][2][4] Group 1: Policy Implementation - As of the end of May, the total accumulated public housing fund contributions reached 850.7 billion, with 595.67 billion withdrawn, and a remaining balance of 255.03 billion [1] - A total of 457.06 billion in public housing loans has been issued to 193,600 households, with a loan balance of 162.25 billion, stimulating housing consumption by 22.56 million square meters [1] Group 2: Loan Limits and Interest Rates - The maximum public housing loan limits for individuals and families have been raised to 700,000 and 1 million respectively, with additional increments for families with multiple children [2] - Starting from May 8, the interest rates for first-time home loans have been reduced to 2.1% for loans of 5 years or less and 2.6% for loans over 5 years [2] - Existing public housing loan interest rates will automatically decrease starting January 1, 2026, benefiting all families with outstanding loans [2] Group 3: Service Enhancements - The introduction of a streamlined online service for public housing loans has significantly reduced processing times, with retirement-related services now taking approximately 10 minutes [3] - The "commercial to public" loan process has been optimized, with 416 cases processed since the upgrade, involving a total of 630,000 [3] Group 4: Accessibility and Convenience - The public housing fund center has expanded its service network to include six bank branches, enhancing accessibility for residents [4] - Integrated service points have been established in bank branches, allowing for comprehensive loan services, with 51 loan applications processed and 47 loans issued amounting to 18.91 million [4] - The "door-to-door" service initiative has reached 37 companies, assisting nearly 1,200 employees with policy information and support [5]