养老焦虑
Search documents
【民生把脉】 完善社保补缴制度 多管齐下让百姓更安心
Zheng Quan Shi Bao· 2025-12-22 18:03
近日,广州曝出上千人因补缴社保被骗,涉案金额过亿元。这些受害者中,有人临近退休才发现缴纳年 限不足,焦虑之下轻信了"快速补缴"的承诺,最终血本无归。骗子公司以"咨询服务"为名,伪造工资 单、劳动合同等材料,声称能"内部操作",实则卷款跑路。此类骗局并非孤例。 表面看,这是一场利用信息差的骗局。骗子精准抓住人们对养老的焦虑,用"内部渠道""快速办理"的话 术诱导缴费。但细究其里,它折射出更深层的社会问题。一方面,随着人口老龄化加剧,养老压力凸 显。许多劳动者因工作不稳定、单位未足额缴纳等原因,临近退休才发现年限不足。正规补缴途径虽存 在,但流程复杂、耗时较长,对普通劳动者而言是道难题。另一方面,社保知识普及不足,许多人分不 清"延长缴费"与"违规补缴"的区别,给了骗子可乘之机。更值得警惕的是,部分骗子公司竟能长期存 在,甚至形成产业链,说明监管存在盲区。 从法律角度看,这类行为已构成诈骗罪。我国《社会保险法》明确规定,任何组织或个人不得通过虚构 劳动关系、伪造证明材料等方式骗取社保待遇。违规补缴不仅导致社保基金损失,更破坏了社会公平。 正如广州中院披露的案例,有人因伪造材料为他人补缴社保,最终被判刑并处罚金。但 ...
老年父母为何沉迷炒币“暴富”?是对“不甘心”“被需要”的渴望
Sou Hu Cai Jing· 2025-11-11 01:08
Core Viewpoint - The article highlights the emotional and financial crises within families caused by parents' obsession with cryptocurrency trading, leading to extreme actions such as mortgaging homes and severing ties with children [1][3]. Group 1: Impact on Family Relationships - Increasing numbers of families are experiencing trust crises, financial ruin, and emotional breakdowns due to cryptocurrency trading, reflecting human greed for wealth and neglect of family responsibilities [3][4]. - The extreme cases of elderly parents engaging in cryptocurrency trading are not isolated incidents but part of a broader trend influenced by market volatility and the allure of wealth [3][4]. Group 2: Psychological and Social Factors - The elderly's engagement in cryptocurrency trading stems from a complex interplay of psychological needs and external stimuli, driven by fears of financial insecurity and a desire for economic security and emotional belonging [4][6]. - Many elderly individuals perceive cryptocurrency trading as a means to enhance their retirement funds rather than a high-risk investment, often motivated by a fear of being a burden to their children [6][7]. Group 3: Solutions and Recommendations - Addressing the issue requires a multi-faceted approach involving emotional support from families, educational initiatives from communities, regulatory measures from the government, and diverse societal support [7][9]. - Families should shift from confrontation to understanding, establishing rules for the use of family funds and managing financial decisions collectively to prevent elderly parents from making risky investments [9]. - Communities need to implement localized educational programs to raise awareness about fraud, while the government must enhance regulation of cryptocurrency trading platforms and social media to curb the spread of scams [9][10].