近日，广州曝出上千人因补缴社保被骗，涉案金额过亿元。这些受害者中，有人临近退休才发现缴纳年 限不足，焦虑之下轻信了"快速补缴"的承诺，最终血本无归。骗子公司以"咨询服务"为名，伪造工资 单、劳动合同等材料，声称能"内部操作"，实则卷款跑路。此类骗局并非孤例。 表面看，这是一场利用信息差的骗局。骗子精准抓住人们对养老的焦虑，用"内部渠道""快速办理"的话 术诱导缴费。但细究其里，它折射出更深层的社会问题。一方面，随着人口老龄化加剧，养老压力凸 显。许多劳动者因工作不稳定、单位未足额缴纳等原因，临近退休才发现年限不足。正规补缴途径虽存 在，但流程复杂、耗时较长，对普通劳动者而言是道难题。另一方面，社保知识普及不足，许多人分不 清"延长缴费"与"违规补缴"的区别，给了骗子可乘之机。更值得警惕的是，部分骗子公司竟能长期存 在，甚至形成产业链，说明监管存在盲区。 从法律角度看，这类行为已构成诈骗罪。我国《社会保险法》明确规定，任何组织或个人不得通过虚构 劳动关系、伪造证明材料等方式骗取社保待遇。违规补缴不仅导致社保基金损失，更破坏了社会公平。 正如广州中院披露的案例，有人因伪造材料为他人补缴社保，最终被判刑并处罚金。但 ...

央视网消息（焦点访谈）：社保关系到我们的切身利益，关系到我们的退休金。有的人社保缴费记录是连续的，没有断过；但也有的人因为各种原因， 出现了社保费断缴等情况，等临近退休时才发现缴费年限不足，无法在达到法定退休年龄时领取养老金。这时，如果有公司声称只要出一笔服务费，就可以 帮你办理社保补缴，拿到养老保险待遇，过上月月领退休金的生活，你会动心吗？这样的补缴到底靠不靠谱呢？ 位于广州市天河区的骏唐大厦，记者采访时里面正在进行整栋楼的装修改造。而几个月前，这里还是另外一番热闹景象。 这里过去是一家名为艺嘉咨询服务公司的所在地。广州市民周智勇今年56岁，过去因为工作不太稳定，断断续续缴纳过几年养老保险，两年前她发现自 己距离最低15年的缴纳期限还差近十年的时间，正在焦虑之时，听说有专门的公司可以帮她补缴社保。 记者："总共交了多少？" 受骗人周智勇："159600元。" 记者："怎么会交这么多呢？" 2024年7月底，合同约定的服务时限已到。周智勇发现，尽管名字签了一大堆，他们承诺的社保补缴根本没有实现，公司的工作人员还反复劝说她继续 延期办理业务。 周智勇随后在互联网上搜索发现，像她这样类似的情况还不少。很多人通过网 ...

Core Viewpoint - The article discusses the challenges and changes in rural elderly pension systems in China, highlighting personal stories of individuals who have taken steps to secure better pension plans for their parents, reflecting a shift in attitudes towards social security and financial planning for old age [4][30]. Group 1: Personal Experiences and Decisions - Tan Ming paid over 80,000 yuan in social pension insurance for his mother, ensuring she receives approximately 790 yuan monthly after turning 60, aiming for a stable income in her later years [4][5]. - Wang Jiaying's father was fortunate to have a stable pension due to his long-term employment in a state-owned enterprise, while her mother, who worked in less formal jobs, lacked similar benefits [12][10]. - Liao Shuling helped her mother secure pension insurance in Shenzhen, despite her mother initially being resistant to the idea, reflecting a generational shift in understanding the importance of social security [20][25]. Group 2: Rural Pension System Challenges - The average monthly pension for rural elderly is only 240 yuan, which is insufficient to cover basic living expenses, leading many to rely on self-sustenance or support from children [5][31]. - A significant portion of rural elderly individuals do not have adequate pension coverage, with only about 10% of them relying on pensions that cover their living expenses [5][31]. - The disparity in pension benefits between urban and rural residents is stark, with urban retirees receiving pensions that are significantly higher than those of rural counterparts [31][32]. Group 3: Changing Attitudes Towards Pension Contributions - There is a growing awareness among younger generations about the importance of contributing to pension plans for their parents, as seen in the increasing number of individuals opting for higher contribution levels to secure better future benefits [26][27]. - Social media discussions around the topic of paying for parents' pensions have gained significant traction, indicating a shift in societal attitudes and the need for better information dissemination regarding pension policies [30][32]. - The article highlights the generational divide in understanding and planning for pensions, with many older individuals still relying on traditional views of self-sufficiency rather than formal pension systems [16][19].

Group 1 - The article discusses the possibility of retroactively paying social insurance contributions for employees when the employer has not made timely payments, provided there is a legitimate employment relationship [1] - It emphasizes that any claims of being able to make contributions without proof of work or through an agent are fraudulent [2] - The article clarifies that all types of social insurance must be paid, not just pension and medical insurance, as mandated by the Social Insurance Law of the People's Republic of China [3] Group 2 - The article states that the legal standards for social insurance payment disputes have been reiterated since the implementation of the Social Insurance Law in July 2011, and the recent judicial interpretation does not introduce new regulations [4] - It outlines two main categories for social insurance contribution retroactive payments: normal and special, with normal payments requiring applications to the tax authority and special payments handled by social security departments [5][6]

Core Viewpoint - The article discusses the increasing urgency among young people in rural areas to secure adequate pension plans for their aging parents, highlighting the complexities and emotional challenges involved in navigating social insurance policies [4][6][7]. Group 1: Young People's Concerns - Young individuals are increasingly worried about their parents' retirement as they age, often realizing the need for pension planning only when they notice their parents' declining health [11][12]. - Many young people, like Xiaoye, are discovering the concept of basic urban and rural resident pension insurance for the first time, which offers a potential solution for their parents' retirement needs [11][12][15]. - The article illustrates the emotional burden on young adults who feel responsible for their parents' financial security, often leading to family discussions about how to manage pension contributions [6][18]. Group 2: Pension Insurance Complexity - The rules surrounding social insurance are often too complex for newcomers, leading to confusion about which type of insurance to choose and how to handle past contributions [6][15]. - The article emphasizes the lack of awareness among both parents and children regarding the benefits and processes of the urban and rural resident pension insurance, resulting in many families missing out on potential benefits [22][35]. - Young people are often left to navigate these complexities alone, leading to a reliance on online resources and community support for guidance [31][38]. Group 3: Financial Implications - The financial burden of securing pensions for parents can be significant, with some young adults needing to pay tens of thousands of yuan upfront to ensure their parents receive adequate monthly pensions [20][45]. - The article highlights the disparity in financial capability among siblings, which can lead to tensions when deciding how to fund parents' pension contributions [39][45]. - Young individuals like Taotao and Xiaohong are taking proactive steps to secure their parents' pensions, often at the cost of their own financial goals, reflecting a cultural expectation to support aging parents [20][28][45]. Group 4: Policy Awareness and Changes - The merging of new rural pension and urban resident pension systems into a unified basic pension scheme has created new opportunities but also confusion among potential beneficiaries [12][15]. - The article notes that government policies are evolving, and there is a growing need for better communication and understanding of these changes among rural populations [47]. - Young people are increasingly advocating for their parents' pension rights, pushing for better awareness and understanding of available options [31][47].

Core Viewpoint - Different Group, a leading brand in durable mid-to-high-end parenting products in China, has submitted its application for listing on the Hong Kong Stock Exchange, showcasing strong business performance and financial growth [2]. Financial Performance - The company has expanded its product range from four core products (baby strollers, child safety seats, cribs, and high chairs) to cover key parenting scenarios such as travel, sleep, feeding, and hygiene care, which are characterized by complex products, strong demand, and high average transaction values [2]. - According to the prospectus, the company's revenue figures are as follows: - 2022: RMB 507.2 million - 2023: RMB 852.1 million - 2024: RMB 1.248875 billion - For the six months ending June 30, 2024: RMB 581.9 million - For the six months ending June 30, 2025: RMB 725.8 million [3]. Profitability Metrics - The gross profit margins have shown a positive trend: - 2022: 47.7% - 2023: 50.2% - 2024: 50.4% - For the six months ending June 30, 2024: 50.2% - For the six months ending June 30, 2025: 49.4% [3]. - The net profit has improved significantly, with the company turning profitable in 2023, which was its best-selling year [4]. Customer Retention - The overall repurchase rate of the company's customers increased from 20.1% in 2022 to 40.9% in 2024, indicating strong customer loyalty and retention [4]. Regulatory and Compliance Issues - The company has acknowledged past deficiencies in fully paying social insurance and housing fund contributions, with total shortfalls reported as follows: - 2022: RMB 5.9 million - 2023: RMB 7.7 million - 2024: RMB 9.4 million - For the six months ending June 30, 2025: RMB 5.4 million [11]. - The company may face penalties for these shortfalls, as per the Social Insurance Law, which could include late fees and fines [13].