Core Viewpoint - Recent audits across multiple provinces have revealed common issues related to the fraudulent withdrawal and improper distribution of pension insurance funds [1] Group 1: Audit Findings - Several provinces reported that from 2022 to 2024, two cities and 48 counties improperly distributed pension benefits totaling 2.4148 million yuan to 505 deceased individuals [2] - A city’s financial audit indicated that due to lax reviews by local social security agencies, pension payments amounting to 19.5433 million yuan were issued to incarcerated individuals and deceased persons [2] - The prevalence of fraudulent claims, such as those from deceased or incarcerated individuals, highlights significant systemic flaws in the verification processes for pension disbursement [2] Group 2: Systemic Issues - The inability to promptly access and share information regarding the death of retirees, especially for those living abroad, contributes to ongoing pension payments despite the individual’s passing [2] - Weak inter-departmental collaboration, inadequate verification of eligibility for benefits, and insufficient scrutiny by processing agencies create opportunities for fraudulent claims [2] - The pension distribution process involves multiple departments and stages, where any lapse can lead to financial losses [2] Group 3: Importance of Pension Integrity - The integrity of pension insurance is crucial for social equity and the well-being of countless families, with the number of insured individuals projected to reach 1.07 billion by the end of 2024 [3] - Any irregularities in pension distribution, whether through corruption or illegal profit-seeking, significantly undermine public trust in social security systems [4] - Regular audits are only the initial step; effective rectification, accountability, and the elimination of fraudulent practices are essential for maintaining the integrity of pension funds [4]