转自：每日甘肃网-丝路话语 然而，个案惩处只是事后救济，防患于未然更需制度堵漏。当前，部分地方仍依赖年度资格认证，信息 更新滞后，殡葬、户籍、社保系统未完全打通，给不法分子留下可乘之机。正如新蔡县检察院所建议： 应升级认证技术、推动部门数据共享、建立网络信息平台。事实上，人脸识别、大数据无感认证等技术 已成熟，部分地区对高龄、行动不便老人提供上门服务并实时录入系统，证明技术可行、路径清晰。 监管不能止于"亡羊补牢"，更要"未雨绸缪"。一方面，应推广高频次、多维度的身份验证机制，对高风 险群体实施动态监控；另一方面，强化普法宣传，让群众明白"冒领即犯罪"，从源头遏制侥幸心理。同 时，对主动申报死亡信息的家庭给予便利或奖励，形成正向激励。 "守好群众养老钱，任重道远。"每一起冒领案件的严判，都是对制度底线的重申。唯有法律震慑与技术 防控双管齐下，斩断伸向养老金的黑手，才能真正筑牢社会保障的防火墙，让每一分"养命钱"都安全、 精准地抵达所需之人手中。别让"硕鼠"有洞可钻，更不让制度在温情与疏漏间被蚕食。 责任编辑：曹旭 □ 汪昌莲 男子翟某在母亲去世后隐瞒不报，仍然拿着母亲的存折冒领养老金，在长达两年多的时间里骗取 ...

男子因诈骗罪获刑3年，法官解读法律依据 北京市东城区人民法院经审理认为，被告人翟某以非法占有为目的，虚构事实，隐瞒真相，骗取公私财 物，且数额巨大，已构成诈骗罪，依法应予惩处。鉴于翟某到案后能够如实供述所犯罪行，认罪认罚， 法院对其予以从轻处罚。最终，判处被告人翟某有期徒刑三年，并处罚金人民币三万元，责令其退赔人 民币16万余元，发还北京市东城区社会保险基金管理中心。 一般情况下，老人去世后应当向社保经办机构申报，终止领取养老金。如果隐瞒不报，继续领取去世亲 人的养老金，其行为可能涉嫌诈骗犯罪。 微信公众号"最高人民法院"消息，12月25日，最高人民法院披露了一起相关案件。文章显示，一男子在 母亲去世后隐瞒不报，在长达两年多的时间里冒领其母养老金，被北京市东城区人民法院判处有期徒 刑。目前，该案已生效。 以下为全文： 男子隐瞒母亲死讯骗取16万养老金，全部用于个人消费 男子翟某无业，与母亲刘老太相依为命。2022年4月，刘老太因病在河北省三河市去世，并在当地火化 安葬。母亲去世后，由于担心失去经济来源，翟某动起了"歪心思"，他并未向北京市东城区社会保险基 金管理中心申报母亲死亡，办理养老待遇终止手续，而是隐瞒 ...

Core Viewpoint - Recent audits across multiple provinces have revealed common issues related to the fraudulent withdrawal and improper distribution of pension insurance funds [1] Group 1: Audit Findings - Several provinces reported that from 2022 to 2024, two cities and 48 counties improperly distributed pension benefits totaling 2.4148 million yuan to 505 deceased individuals [2] - A city’s financial audit indicated that due to lax reviews by local social security agencies, pension payments amounting to 19.5433 million yuan were issued to incarcerated individuals and deceased persons [2] - The prevalence of fraudulent claims, such as those from deceased or incarcerated individuals, highlights significant systemic flaws in the verification processes for pension disbursement [2] Group 2: Systemic Issues - The inability to promptly access and share information regarding the death of retirees, especially for those living abroad, contributes to ongoing pension payments despite the individual’s passing [2] - Weak inter-departmental collaboration, inadequate verification of eligibility for benefits, and insufficient scrutiny by processing agencies create opportunities for fraudulent claims [2] - The pension distribution process involves multiple departments and stages, where any lapse can lead to financial losses [2] Group 3: Importance of Pension Integrity - The integrity of pension insurance is crucial for social equity and the well-being of countless families, with the number of insured individuals projected to reach 1.07 billion by the end of 2024 [3] - Any irregularities in pension distribution, whether through corruption or illegal profit-seeking, significantly undermine public trust in social security systems [4] - Regular audits are only the initial step; effective rectification, accountability, and the elimination of fraudulent practices are essential for maintaining the integrity of pension funds [4]

Core Insights - Multiple provinces have reported issues related to the auditing of pension insurance funds, highlighting common problems such as fraud and improper disbursement of pension benefits [1][2] Group 1: Fraudulent Activities - In one province, from 2022 to 2024, 48 counties in 2 cities improperly disbursed pension benefits amounting to 2.4148 million yuan to 505 deceased individuals [2] - A city’s financial audit revealed that due to lax review by social security agencies, pension benefits totaling 19.5433 million yuan were issued to incarcerated individuals and deceased persons [2] - The prevalence of fraudulent claims, such as those from deceased or incarcerated individuals, indicates significant systemic flaws in the verification processes for pension disbursement [2] Group 2: Systemic Issues - The inability to promptly access and share information regarding the death of retirees, especially those living abroad, contributes to the ongoing issue of pension payments continuing after an individual has passed away [2] - Weak inter-departmental collaboration and inadequate verification of eligibility for pension benefits create opportunities for fraudulent claims [2] - The pension disbursement process involves multiple departments and stages, and any failure in these processes can lead to financial losses [2] Group 3: Accountability and Reform - There is a need for strict accountability measures against social security personnel who exhibit negligence or collude to fraudulently obtain pension funds [3] - The legitimacy and fairness of pension disbursement are crucial for social equity and the well-being of numerous families [3] - Addressing issues of fraud and ensuring compliance in pension distribution is essential to maintain public trust in social security systems [4]