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探索“再贷款+”融资新机制 中国人民银行云浮市分行精准赋能县域产业振兴
Jin Rong Shi Bao· 2025-09-11 06:34
Group 1 - The core viewpoint emphasizes the innovative financial support mechanisms introduced by the People's Bank of China in Yunfu, aimed at fostering local economic development through targeted loans and subsidies [1][3][5] - As of July 2025, the balance of agricultural and small business re-loans in Yunfu reached 1.724 billion yuan, with a utilization rate of 97%, significantly supporting high-quality regional economic growth [1] - The "re-loan + provincial loan interest subsidy" model has been successfully implemented, allowing technology companies to benefit from lower loan rates and additional financial support [2][3] Group 2 - The financial institution has identified 24 strategic emerging industry enterprises eligible for credit, facilitating loans totaling 158 million yuan, which is expected to generate 1.6594 million yuan in provincial subsidies [3] - The introduction of innovative financing products such as "company + base + family farm" models has enabled local agricultural cooperatives to secure loans, enhancing their operational capabilities [4][5] - The "re-loan + modern agricultural industry chain" service model has led to the issuance of 560 million yuan in preferential loans to new agricultural operators, promoting local specialties [5] Group 3 - The collaboration between the People's Bank of China and local market regulation departments has resulted in the issuance of 113 million yuan in credit to "special, excellent, and new" individual businesses, benefiting 71 merchants [8] - The "Yue Quality Loan - Yun Quality Loan" model has been established to create a quality evaluation system for enterprises, facilitating access to financing for over 300 companies [8] - The ongoing efforts aim to deepen the "re-loan +" model, leveraging monetary, fiscal, and industrial policy synergies to drive sustainable economic development in key areas [8]
中国人民银行云浮市分行精准赋能县域产业振兴
Jin Rong Shi Bao· 2025-09-11 06:13
Core Viewpoint - The People's Bank of China (PBOC) in Yunfu is actively promoting financial support for local industries, focusing on technology innovation, rural revitalization, and small and micro enterprises through various financial models and policies [1][3][6]. Group 1: Financial Support Mechanisms - The PBOC Yunfu branch has introduced a "re-loan + provincial loan interest subsidy" model to support technology innovation enterprises, significantly reducing financing costs for eligible companies [2][3]. - As of July 2025, the balance of re-loans for agricultural and small enterprises in Yunfu reached 1.724 billion yuan, with a utilization rate of 97%, providing strong support for regional economic development [1][3]. Group 2: Support for Agricultural Development - The PBOC Yunfu branch has implemented a "re-loan + modern agricultural industry chain" service model, prioritizing financial support for modern agricultural parks and various operating entities within the industry chain [5]. - A total of 3.02 billion yuan in loans has been issued to support local agricultural projects, benefiting over eight towns and promoting local employment [5]. Group 3: Support for Small and Micro Enterprises - The PBOC Yunfu branch has collaborated with local market regulation departments to create a financial service document specifically for "special, excellent, and new" individual businesses, linking loan terms to business performance [6][7]. - Since March 2025, banks in Yunfu have granted 113 million yuan in credit to "special, excellent, and new" individual businesses, with 41.09 million yuan in loans issued, benefiting 71 merchants [7]. Group 4: Future Directions - The PBOC Yunfu branch plans to continue innovating the "re-loan +" model, enhancing the synergy between monetary, fiscal, and industrial policies to drive financial resources into key economic development areas [7].