Core Viewpoint - The implementation of a fully electronic process for crop insurance by Sunshine Agricultural Insurance in the Heilongjiang province is set to enhance efficiency, accuracy, and compliance in the insurance underwriting and claims process through data sharing and technological integration [1][4]. Group 1: Technological Integration - Sunshine Agricultural Insurance has developed a "Crop Insurance App" that utilizes satellite imagery and drone photography to accurately identify the location, size, and type of crops grown by farmers [4]. - The company has integrated land vector data into its 3S remote sensing application platform, which allows for precise verification of insured areas, thus addressing previous issues of data inaccuracies caused by human error [4]. Group 2: Data Sharing and Efficiency - The collaboration with Beidahuang Agricultural Group enables cross-verification of agricultural subsidy application data with insurance data, reducing the workload for agricultural departments and improving the accuracy of subsidy disbursement [4]. - Farmers can now sign land contracts and insurance policies simultaneously, and they can track the progress of their insurance applications and claims through their mobile devices, enhancing the overall user experience [5]. Group 3: Impact on Insurance Process - The time required for underwriting insurance for over 6 million acres of farmland has been reduced from 45 days to approximately 10 days, significantly improving the efficiency of the insurance process [5]. - In 2023, Sunshine Agricultural Insurance successfully completed the electronic underwriting of over 41,000 crop insurance policies, providing risk coverage of nearly 4.3 billion yuan [5].