北大荒农垦集团有限公司牡丹江分公司农业发展部总经理张学冠表示，通过与阳光农险一体化平台数据 共享，垦区农业部门惠农补贴申报数据与投保数据进行交叉验证，降低了农业部门在补贴核查环节的工 作强度，提高了惠农补贴发放的精准性。 截至目前，阳光农险鸡西中心支公司顺利完成今年全部4.1万余张种植险全流程电子化保单的承保任 务，为投保农户提供风险保障近43亿元。阳光农险鸡西中心支公司总经理王本峰表示，近年来，公司在 投保、勘察、理赔过程中，充分发挥遥感应用平台、卫星遥感和无人机航拍等技术优势，探索打通农业 保险精准承保理赔"最后一公里"初见成效。 推广"保险+期货"试点工作 为农户筑牢收成收入双保险 转自：新华财经 近年来，我国首家相互制农业保险公司——阳光农业相互保险公司（简称"阳光农险"）积极引入大数 据、人工智能等前沿技术，对种植险进行全流程电子化改造。通过卫星遥感、无人机航拍等手段，精准 测量农田面积、作物长势，为定损理赔提供科学依据。在勘察环节，利用移动端App实现现场信息实时 上传，大幅缩短定损周期。同时，公司积极响应政策要求、聚焦农户需求，创新多元化农险产品，持续 提升农险服务能力。 推进种植险全流程电子化 ...

Core Viewpoint - The company actively participated in the "Financial Education Promotion Week" to enhance financial knowledge and fraud prevention awareness among the public, focusing on the theme "Protecting Financial Rights to Support a Better Life" [1] Group 1: Workplace Promotion - The company established the workplace as the main venue for financial consumer protection promotion, displaying posters and brochures on key topics such as telecom fraud prevention and insurance consumer rights [3] - One-on-one explanations were provided to clients to guide them in rationally selecting insurance products, thereby strengthening the financial safety net [3] Group 2: Market Engagement - The company collaborated with the life insurance division to conduct outreach at local markets, using banners and brochures to educate the public on identifying false insurance promotions and protecting personal information [4] - Special attention was given to vulnerable groups, such as the elderly and merchants, through personalized communication to help them avoid financial pitfalls [4] Group 3: Community Outreach - The company organized teams to visit rural areas, integrating financial consumer protection education with agricultural insurance services [6] - Farmers were informed about insurance claim processes and how to prevent financial fraud in agriculture, addressing their specific questions and concerns [4][6] Group 4: Overall Impact - The financial education activities effectively filled the gap in financial knowledge dissemination in rural areas, enhancing the public's financial literacy and risk awareness [6] - The company plans to continue integrating financial education with daily services, exploring more grassroots-oriented promotional methods to contribute to a safe financial environment and local economic development [6]

Core Viewpoint - The implementation of a fully electronic process for crop insurance by Sunshine Agricultural Insurance in the Heilongjiang province is set to enhance efficiency, accuracy, and compliance in the insurance underwriting and claims process through data sharing and technological integration [1][4]. Group 1: Technological Integration - Sunshine Agricultural Insurance has developed a "Crop Insurance App" that utilizes satellite imagery and drone photography to accurately identify the location, size, and type of crops grown by farmers [4]. - The company has integrated land vector data into its 3S remote sensing application platform, which allows for precise verification of insured areas, thus addressing previous issues of data inaccuracies caused by human error [4]. Group 2: Data Sharing and Efficiency - The collaboration with Beidahuang Agricultural Group enables cross-verification of agricultural subsidy application data with insurance data, reducing the workload for agricultural departments and improving the accuracy of subsidy disbursement [4]. - Farmers can now sign land contracts and insurance policies simultaneously, and they can track the progress of their insurance applications and claims through their mobile devices, enhancing the overall user experience [5]. Group 3: Impact on Insurance Process - The time required for underwriting insurance for over 6 million acres of farmland has been reduced from 45 days to approximately 10 days, significantly improving the efficiency of the insurance process [5]. - In 2023, Sunshine Agricultural Insurance successfully completed the electronic underwriting of over 41,000 crop insurance policies, providing risk coverage of nearly 4.3 billion yuan [5].

Core Viewpoint - The article highlights the efforts of insurance specialists in promoting agricultural insurance, particularly focusing on rice crop insurance, to provide farmers with financial security and support during challenging conditions [1][6]. Group 1: Company Operations - The company, People's Insurance Company of China (PICC), is actively involved in agricultural insurance, with specialists like Xu Dongdong conducting on-site inspections and insurance verification for farmers [1][3]. - Xu Dongdong, with 12 years of experience, oversees insurance for over 300 farmers in 11 communities, emphasizing the importance of thorough verification processes for insurance claims [1][4]. - The company utilizes technology such as drones to enhance the efficiency and accuracy of crop inspections, ensuring comprehensive documentation for insurance purposes [5][6]. Group 2: Industry Impact - Agricultural insurance is crucial for farmers, providing them with financial compensation in case of crop failures due to adverse weather conditions, as illustrated by a farmer receiving over 60,000 yuan in compensation for drought-related losses [6]. - The peak season for agricultural insurance activities occurs from June to August, during which specialists work tirelessly to ensure accurate assessments and support for farmers [6][7]. - The commitment of insurance specialists to their work is reflected in their dedication to understanding the challenges faced by farmers, reinforcing the importance of agricultural insurance in stabilizing production and income [6].

Core Insights - Sunshine Agricultural Mutual Insurance Company successfully completed the underwriting of 41,000 electronic insurance policies for crop planting, providing risk coverage of 4.3 billion yuan for insured farmers [1][2] - The company has explored new pathways for agricultural insurance development by leveraging data potential, enhancing data system connectivity, and applying advanced technologies [1][2] Group 1: Traditional Challenges and Solutions - Farmers traditionally face cumbersome procedures and difficulties in information verification during the insurance application process [1] - Sunshine Agricultural Insurance has established a unified and standardized farmland information database by integrating multiple systems, including the Beidahuang land contracting system and the Beidahuang agricultural service app [1][2] - The company has implemented satellite remote sensing verification and blockchain technology to achieve a fully digital transformation of the crop insurance process from application to claims [1][2] Group 2: Technological Empowerment and Efficiency - By standardizing data and accurately matching land contracting with farmland resource management systems, the company has automated the generation of electronic insurance applications [2] - The time for underwriting has been reduced from approximately 45 days to around 10 days, allowing farmers to complete the insurance purchase process easily through a mobile app with no paper materials or on-site waiting [2] - Key data such as electronic policies, verification images, and electronic signatures are stored on the blockchain in real-time, ensuring data integrity and immutability [2] Group 3: Future Directions - Sunshine Agricultural Insurance plans to continue deepening the application of technology and summarizing experiences to enhance work efficiency and service quality [2] - The company aims to strengthen risk protection for agricultural development through a model that integrates insurance, technology, and services [2]