Core Viewpoint - The article discusses the successful completion of the second national college financial education debate competition, highlighting the importance of financial knowledge and its application in real-world scenarios [1][2]. Group 1: Debate Topics and Perspectives - The debate topics included: prioritizing loan interest subsidies for consumer demand versus service operators, the effectiveness of fiscal interest subsidies compared to market-based loan rates for rural financing, and whether insurance should focus more on economic compensation or risk prevention [2][3][4]. - The affirmative side of the first topic argued for immediate economic stimulation through consumer demand, while the opposing side emphasized the long-term benefits of supporting service operators [3]. - In the second topic, the affirmative side highlighted the fairness and stability of fiscal subsidies, while the opposing side pointed out the efficiency of market-based rates in fostering rural economic growth [3][10]. - The debate on insurance focused on the necessity of economic compensation versus the innovative potential of risk prevention strategies [4][5]. Group 2: Insights from Participants - Participants expressed that the debate provided a platform for deepening their understanding of financial concepts and policies, reflecting on the relevance of the topics to current economic conditions [3]. - The discussions emphasized that insurance should not only focus on compensation after risks occur but also prioritize preventive measures to mitigate risks before they happen [5][7]. - The importance of fiscal policies in addressing rural financing challenges was highlighted, with arguments supporting the role of fiscal interest subsidies in directing resources to underfunded agricultural sectors [10][11].