根据《广州市高水平法治政府建设赋能高质量发展专项规划（2024—2035年）》设定的宏伟蓝图，广州力争到2029年减免责清单事项不少于600项，到2035 年不少于1000项。此次《清单》的发布，正是这一宏大目标的阶段性生动实践。 在持续优化营商环境的赛道上，广州再次迈出关键一步。近日，广州市市场监管局印发《广州市市场监管系统行政执法减免责清单（2025年）》（以下简称 《清单》）。这不仅是广州在市场监管领域推出的"4.0版"行政执法减免责机制，更标志着广州在建立健全长效包容审慎监管机制上，进入了一个事项更 全、力度更大、颗粒度更细的全新阶段。 这份新版《清单》，究竟"新"在哪里？它将如何改变企业和市民的日常经营与生活？ 幅度拓展：从"60项"到"116项" 如果说监管是一把"尺子"，那么新版《清单》更像是一把"精密的卡尺"。为了回应市场主体对法治化营商环境的迫切需求，广州积极发挥超一线城市主力军 和火车头作用，对原有的减免责事项进行了大幅度拓展。 值得注意的是，《清单》将事项从原有的60项一举拓展至116项，增幅高达93.3%，涵盖了市场准入、食品、交易秩序、知识产权、产品质量等领域，真正 为广大市场主体提 ...

Core Viewpoint - The National Market Supervision Administration has issued a notice to enhance quality financing and credit enhancement efforts to better support small and micro enterprises, which are crucial for employment and economic stability [1] Group 1: Policy Measures - Recent measures have been implemented to support financing for small and micro enterprises, extending coverage to 125 million individual businesses, with a maximum single credit limit raised to 50 million yuan and a minimum loan interest rate set at 2.9% [2] - A dual loan model combining "entrepreneurial guarantees" and "employment stabilization" has been introduced, reducing approval times by 50% [2] Group 2: Challenges and Solutions - Structural challenges remain for financing small and micro enterprises due to inadequate assessment and incentive systems, necessitating reforms in mechanisms and ecosystem [2] - Financial institutions face a long-term imbalance in risk and return, leading to a "fear of lending" mentality, which can be addressed by improving assessment incentives and implementing a liability exemption system for inclusive credit [3] Group 3: Credit Assessment and Regulation - A new credit assessment ecosystem is being developed to address the lack of collateral and financial reports by integrating various government and market data to create comprehensive credit profiles [4] - A balanced regulatory approach is proposed to allow for innovation while ensuring risk control, including the use of blockchain for tracking fund flows and establishing a credit repair mechanism for small and micro enterprises [4]