本报讯（天水融媒记者 张文都）近日，国家市场监督管理总局发布全国质量融资增信典型案例名单， 天水市推荐的《天水市"绿色金融"助力新材料行业转型升级》案例成功入选。这一成果不仅彰显了兰州 银行天水分行在落实质量融资增信工作中的务实举措，更标志着天水市在推动质量要素与金融资源深度 融合、服务实体经济高质量发展上迈出坚实步伐。 今年以来，天水市市场监管局联合人行天水分行等部门及金融机构，积极探索构建"合作银行+优质企 业+精准授信"联动模式。针对缺乏传统抵押物但质量优势突出的企业，引导合作银行依据企业质量信 用状况，提供低门槛、低成本信贷支持，为企业开辟融资新路径。截至目前，兰州银行天水分行等12家 金融机构已为30家质量效益型企业办理融资增信业务，累计融资近16亿元，增信额度达12亿元，有效激 发市场主体提质增效、创新发展的内生动力。 此次入选的典型案例中，甘肃华建新材料股份有限公司曾面临现金流短缺制约运营、缺乏长期资本支撑 绿色转型升级的双重困境。兰州银行天水分行立足企业质量信用基础，创新融资服务模式，设计出与可 持续发展绩效指标动态挂钩的贷款方案，通过价格调节机制精准匹配企业需求。该笔1000万元贷款在不 到 ...

记者从江西省市场监管局了解到，2025年10月，市场监管、地方金融管理、人民银行、金融监管四部门 联合推出"赣质贷"金融产品，该产品构建起覆盖43项要素的三级融资增信体系，依据企业质量信用等级 实施差异化授信，最高额度可达5000万元。通过系统化评估，实现企业质量优势的量化呈现，为金融机 构精准放贷提供了科学依据，顺利打通政策落地"最初一公里"。 自2024年以来，江西省市场监管局统筹推进质量与金融深度融合，搭建覆盖质量、标准、品牌、专利等 要素的融资增信体系，成功让"质量名片"转换为企业融资的"信用通行证"。截至目前，全省已累计发放 质量融资增信贷款192.09亿元，惠及企业1697家，其中中小微企业占比达91.99%，精准破解经营主体融 资难题。 ...

专项服务上线后，已获质量信用评价分级的企业可登录云南省融资信用服务平台"云质融"专区发布融资 需求。平台通过数据协同，将企业质量信用等级作为核心增信变量，智能匹配并推送至合作金融机构， 实现银企高效对接。(完) （文章来源：中国新闻网） 为科学评估企业质量信用水平，项目构建了涵盖质量信用、质量管理等六项指标、四级评价分级的"云 质融"质量融资增信等级评价体系。在多方协同推进下，目前已完成首批企业评价，并收录1150家"云质 融"质量融资企业，覆盖绿色能源、生物医药、高原特色农业、先进装备制造等云南省核心支柱产业。 金融资源的快速集聚是该专项服务落地的重要保障。目前，中国工商银行云南省分行等17家银行机构已 全线接入，首批可适用"云质融"评价结果的信贷产品超40款，形成与"科创贷""绿色贷""普惠信用贷"等 互融互补的多层次产品体系。质量信用等级高的企业，将有望获得优先审批、利率优惠、额度提升及灵 活担保等综合金融服务便利。 中新网昆明12月10日电 (时文枝)记者10日从云南省市场监督管理局获悉，一项旨在打通"质量—信用— 金融"转化通道的创新服务——"云质融"质量融资增信专项服务，近日在云南省融资信用服务平 ...

转自：中国质量报 □ 邝文斌 本报记者 李培晞 在2025年中国质量（南京）大会上，江西省上饶市品牌建设迎来高光时刻：晶科能源股份有限公司凭 借"四维三绿"低碳质量管理模式，获评第五届中国质量奖提名奖；"饶有丰味"区域公共品牌入选"区域 公共品牌传递质量信任提振消费信心"典型案例。这份成绩单的背后，是上饶市市场监管局长期深耕品 牌战略、精准服务企业发展的不懈努力。 上饶市市场监管局为破解产业标准短板，主动对接国家标准委，积极推动"国标委进老区，助力高质量 发展"主题活动，将通过专题座谈、实地走访上饶市光伏产业基地与光学检测中心，为本地优势产业引 入国家级标准资源。此外，该局积极探索"以质为信"质量融资增信模式，在政策与市场间搭建起高 效"质量桥梁"，有效解决企业融资难题，为品牌建设筑牢制度根基。 该局针对企业不同发展阶段，构建起阶梯式培育体系。在标杆企业打造上，该局深入挖掘企业潜力， 2024年指导两家企业获评江西省企业标准"领跑者"，树立行业质量标杆；今年持续发力，再次帮扶5家 企业冲刺该荣誉，推动更多企业向"领跑者"标准看齐。在品牌对外传播上，该局持续为企业搭建高端展 示平台，一方面推荐晶科能源股份有限公 ...

该案例是政银企高效合作的典范案例，通过机制、服务、模式等系统性创新，实现了"质量优势—金融 支持—质量提升"的良性循环，为精准扶持实体经济、服务先进制造业提供了极具推广价值的实践路 径。 据了解，"冀质贷"是河北创新推出的质量信用贷款模式，以企业质量管理能力、资质等要素为依据，为 优质企业提供金融服务。唐山市市场监管局联合在唐山市的金融机构建立质量要素指标体系，涵盖质量 荣誉、专利技术、标准制定等21项核心指标，动态更新企业名录库，精准对接企业需求。自"冀质贷"于 2024年落地以来，唐山市已为190余家企业授信12.56亿元，节约融资成本240万元，惠及制造业、绿色 能源、现代农业等多个领域。 唐山市市场监管局相关负责人表示，该局将持续深化政银企合作，推动更多"质量标杆"享受金融"活 水"滋养，为培育新质生产力、推动高质量发展注入新动能。 转自：中国质量报 本报讯 （杨 宁 记者徐东周）近日，市场监管总局发布全国质量融资增信典型案例，河北省唐山市"冀 质贷"以质赋能降融资成本案例入选。 该案例中，唐山市市场监管局与工商银行唐山分行以河北瑞兆激光再制造技术股份有限公司为标杆，成 功打造了全流程金融生态服务样板 ...

Core Insights - The "Su Quality Loan" program has significantly aided small and micro enterprises in Jiangsu province by converting intangible assets like quality certifications into tangible financial support [2][4] - The program has led to substantial growth for companies like SIRUI Machinery, which transitioned to manufacturing silicon steel processing equipment, resulting in a 52.27% increase in sales in 2024 [1][2] Group 1: Company Developments - SIRUI Machinery has developed innovative automated equipment, including a five-piece high-speed stacking machine and a fully automatic shearing machine, which have received positive customer feedback [1] - The company faced challenges due to a saturated leather processing equipment market and successfully pivoted to silicon steel processing equipment, supported by the "Su Quality Loan" [1][2] - With the loan, SIRUI Machinery upgraded its equipment and expanded its R&D team, leading to the successful launch of 18 invention patents and improved production line precision [2] Group 2: Financial Impact - The "Su Quality Loan" program was initiated in November 2022 to provide financing for enterprises with quality honors and certifications, transforming quality levels into credit assets [2][4] - Since 2022, the program has helped 27,000 enterprises secure quality financing totaling 207 billion yuan, with 19,000 enterprises receiving 98.4 billion yuan in loans in 2025 [4] - The program has significantly reduced financing costs for small and micro enterprises, with over 90% of loans benefiting these businesses [4] Group 3: Broader Industry Implications - The "Su Quality Loan" has become a crucial tool for small and micro enterprises in Jiangsu, facilitating their transformation and upgrade efforts [3][4] - The initiative aligns with national policies aimed at improving financing support for private enterprises and small businesses, enhancing the overall economic development of the province [4]

Core Viewpoint - The launch of the "Gan Zhi Dai" product aims to address the financing difficulties faced by small and micro enterprises by enhancing quality financing and credit support, thereby contributing to high-quality economic development [2][5]. Group 1: Product Launch and Strategic Cooperation - The "Gan Zhi Dai" product was officially launched during a signing ceremony in Nanchang, attended by key officials including the Deputy Governor and heads of various financial regulatory bodies [2]. - Strategic cooperation agreements were signed between the provincial market regulatory bureau and several major banks, marking the implementation of a model where quality translates into credit and credit leads to funding [4]. Group 2: Financing Support for SMEs - The "Gan Zhi Dai" product is designed to provide low-cost and efficient financing services to small and micro enterprises that prioritize quality and excellence [5]. - The product offers three tiers of loan amounts based on the quality financing credit enhancement factors of the applying enterprises, with maximum loan limits of 50 million, 30 million, and 10 million yuan respectively [5].

Core Insights - The collaboration between Postal Savings Bank of China Jining Branch and Jining Market Supervision Administration aims to support high-quality development of the real economy through innovative financial products [1][2] - Jining Huanneng Pharmaceutical Co., Ltd. is recognized for its commitment to quality and technology, facing financial challenges in expanding production and upgrading R&D facilities [1][2] Group 1 - The "Luzhi Loan·Yunhe Quality Benefit Integration" credit product was launched to provide tailored financing solutions for quality-focused enterprises [2] - A specialized service team was formed to assess the operational status and financing needs of enterprises, resulting in a quick loan approval process [2] - A loan of 4 million yuan was successfully issued to Jining Huanneng Pharmaceutical, facilitating its production line expansion and new drug development [2] Group 2 - The initiative reflects a broader policy effort to enhance financial support for high-quality development in the real economy [2] - The partnership signifies a commitment to recognizing and supporting enterprises that prioritize quality and credibility [2] - The program aims to benefit more quality-driven enterprises, fostering growth in the local economy [2]

Group 1 - The core viewpoint of the news is the emphasis on establishing a financing and credit enhancement system that covers quality, standards, brands, and patents to support quality improvement and innovation in small and micro enterprises [1][3] - The Sichuan tea company, recognized as a top 100 enterprise in the tea industry, has achieved significant technological advancements in tea production and quality enhancement, leading to a successful application for a 10 million yuan credit loan [3] - The Chengdu branch of Industrial Bank is actively aligning with national policies to provide financial support for quality innovation, aiming to alleviate challenges such as "difficult, expensive, and slow financing" for enterprises [3] Group 2 - The financing enhancement mechanism is based on the company's 17 patents and various quality certifications, showcasing its strong quality advantages and innovation potential [3] - The initiative aims to transform intangible quality indicators into tangible financial support, thereby injecting strong momentum into the development of enterprises [1][3] - The focus on quality-leading enterprises is seen as crucial for driving technological innovation and economic growth in various industries [3]

Core Insights - The "Gui Zhi Dai" loan program has been successfully implemented in Guilin, marking a significant step in promoting quality financing policies to support high-quality development of the real economy [1][2] Group 1: Policy Implementation - The "Gui Zhi Dai" loan is designed to convert enterprises' quality brands and standard certifications into financing advantages, addressing the challenges of high financing costs for small and micro enterprises [2] - Following the recent conference, Guilin quickly facilitated the first issuance of the "Gui Zhi Dai" loan, demonstrating effective collaboration between government and financial institutions [2][3] Group 2: Financial Impact - Guilin Qunyi Environmental Technology Co., Ltd. received a low-interest loan with a financing cost as low as 1.4%, significantly alleviating its financial pressure for expanding production [2] - The successful issuance of the first "Gui Zhi Dai" loan has created a positive demonstration effect, showcasing a replicable model for government and bank cooperation in supporting small enterprises [2] Group 3: Future Directions - Guilin's market regulatory authority plans to enhance strategic cooperation with financial institutions to optimize the implementation of the "Gui Zhi Dai" policy, aiming to benefit more quality-focused enterprises [3] - The initiative seeks to encourage enterprises to improve quality and create brands, transforming quality advantages into developmental benefits [3]