转自：中国质量报 据了解，"京质贷"的申请要素主要有质量信用、质量管理、质量品牌、质量基础和质量创新5方面。其 中，质量管理要素包括中国质量奖、北京市质量管理奖获奖企业，建立首席质量官（质量安全总监、标 准化总监）制度，获评北京市质量人才典型案例；质量品牌要素包括质量强国建设领军企业、质量强链 链主企业，获评中华老字号商标保护企业，获得企业标准"领跑者"的企业等；质量基础要素包括国家计 量技术规范起草单位，北京市产业计量测试中心所在企业，国家级、市级标准化试点示范项目企业，承 担国际、全国标准化技术组织秘书处企业，国际标准、国家标准牵头起草单位，人员在国际标准组织技 术机构中承担主席、副主席、召集人的企业等；质量创新要素包括获评北京市知识产权试点企业，获得 中国专利奖金奖、银奖、优秀奖。申请流程分为提出申请、资质审核、贷款发放、贷后管理4步。 据北京银行北京分行数字金融部总经理赵毅介绍，今年4月，北京银行试点推出围绕质量增信维度的专 属金融产品，北京市首批有24家企业成功获得1.2亿元融资增信资金。作为北京银行质量融资增信服务 的核心产品，"京质贷"产品在原有产品基础上实现迭代优化，服务区域成功拓展至北京全市 ...

北京开展"京质贷"质量融资增信业务 助力企业融资 广告等商务合作，请点击这里 据介绍，"京质贷"有四大特色，既能帮企业也能规范流程。一是定制化融资服务，企业质量信用高、有 质量管理认证、品牌响，就能拿到成本低、放款快的贷款，专门帮实体企业把质量做得更好；二是明 确"双向"实施范围，只要企业重视质量发展且在质量领域表现突出，均可申请。同时，鼓励符合条件、 具备服务能力的金融机构纳入合作名单，形成政企银协同格局；三是规范全流程管理，从申请受理、核 实材料，到放款、贷后跟踪，实现流程透明，市、区两级市场监管部门和银行各司其职，确保高效衔 接、规范运作；四是搭建质量要素清单，实现"信息共享"。依托国家企业信用信息公示系统，归集企业 质量信用、管理、品牌、基础、创新等五大类质量要素信息，实现与合作金融机构的数据共享，为信贷 审批提供精准依据。 本文为转载内容，授权事宜请联系原著作权人 该负责人介绍，针对北京企业技术密集、创新活跃的特点，已推出的"京质贷"相关产品突出三大优势。 一是"一户一策"，根据企业质量表现和经营特性设计融资方案。二是"审批快"，用大数据技术简化流 程，不用企业跑断腿，放款效率大大提高。三是强化贷后 ...

Core Viewpoint - The "Jingzhidai" quality financing enhancement initiative aims to integrate enterprise quality credit, management level, brand value, technological foundation, and innovation achievements into the credit evaluation system of financial institutions, thereby broadening financing channels for enterprises and promoting quality-driven development [2][4]. Group 1: Financing Channels and Services - The "Jingzhidai" initiative allows enterprises with good quality credit and management to access low-cost, fast loans, encouraging them to focus on quality improvement [2][4]. - The program emphasizes a collaborative approach involving government guidance, market operation, risk control, and coordinated advancement among various stakeholders [2][4]. - A total of 24 enterprises have already secured 120 million yuan in financing, enhancing their quality investment capabilities and market competitiveness [6][8]. Group 2: Process and Management - The initiative establishes a transparent management process from application acceptance to loan issuance and post-loan tracking, ensuring efficient coordination between market regulatory departments and banks [3][4]. - A quality element checklist is created to facilitate information sharing, relying on the national enterprise credit information public system to provide precise data for credit approval [3][4]. Group 3: Quality Assessment Criteria - The application criteria for "Jingzhidai" financing include five categories: quality credit, quality management, quality brand, quality foundation, and quality innovation, with specific requirements for each category [6][7]. - The program aims to create a "quality" profile for enterprises, enabling customized financing services based on their quality performance and operational characteristics [8].

以信用换资金 为推动质量融资增信工作持续深化、落地见效，济宁市市场监督管理局将总结"鲁质贷·运河质惠融"的 运行机制和实施路径，在全市推广"鲁质贷·运河质惠融"经验做法，规范质量融资增信要素内容和业务 流程，建立健全质量融资增信服务制度机制，满足全市实体经济多层次、多样化的金融服务需求，提高 质量融资增信工作成效。 延伸阅读—— 以质量换信用 齐鲁晚报·齐鲁壹点 褚思雨 在全国第48个"质量月"来临之际，9月16日，市政府新闻办组织召开新闻发布会，介绍推进"鲁质贷·运 河质惠融"质量融资增信服务实体经济高质量发展有关情况。 据了解，"鲁质贷·运河质惠融"产品是济宁市推出的首个质量融资增信产品，是全市质量和金融协同联 动助力实体经济发展的一项创新举措。该产品增信要素主要有质量信用、质量管理、质量品牌、质量基 础和质量创新五个方面。通过建立对信用评价、质量管理、品牌、计量、标准、认证认可、检验检测和 创新等关键指标为依据的评估机制，对有良好经营稳定性、质量保障能力、长期盈利能力、未来潜力的 质量效益型企业提供更高额度、利率更低的贷款产品，切实支持企业扩大再生产、加快技术创新、提升 品牌影响力。 自2025年7月起 ...

济宁市市场监管局副局长胡国梁表示："依托市场监管'质量品牌企业库'，初步建立了含省市级质量 奖、好品山东、高端品牌培育企业等150家质量效益型企业数据库，组建专家服务团队逐一上门走访。 截至目前全市已有18家企业通过'鲁质贷·运河质惠融'产品获得质量融资增信，有效缓解了企业资金压 力，为企业发展注入新的动力。" 济宁新闻网·更济宁讯（记者 王宏鑫 通讯员 许文）记者从9月16日上午市政府新闻办举行的新闻发布会 上获悉，日前，济宁市推出首个质量融资增信产品——"鲁质贷·运河质惠融"，服务实体经济发展。 "鲁质贷·运河质惠融"产品增信要素主要有质量信用、质量管理、质量品牌、质量基础和质量创新五个 方面。通过建立对信用评价、质量管理、品牌、计量、标准、认证认可、检验检测和创新等关键指标为 依据的评估机制，对有良好经营稳定性、质量保障能力、长期盈利能力、未来潜力的质量效益型企业提 供更高额度、利率更低的贷款产品，切实支持企业扩大再生产、加快技术创新、提升品牌影响力。 ...

Core Viewpoint - Guizhou has made significant progress in building a quality-driven economy over the past 14 years, focusing on quality improvement and brand development to enhance market competitiveness [1][3]. Group 1: Quality Management Initiatives - The Guizhou Provincial Market Supervision Bureau has launched the "Quality Month" activities and emphasized the importance of Chief Quality Officers in driving quality improvements within enterprises [2][21]. - Guizhou has developed 84 typical cases of Chief Quality Officer practices, highlighting successful quality management models from companies like Moutai and Hongxing Development [2]. Group 2: Policy and Financial Support - The Guizhou government has prioritized quality management in its policy agenda, implementing 58 quality development projects that mobilized social investment of 1.024 billion yuan [3]. - Quality financing initiatives have been introduced, with 5 out of 9 cities providing 49 financial products to support quality improvements, resulting in a total credit of 15.827 billion yuan and loans of 9.004 billion yuan [15][16]. Group 3: Industry-Specific Developments - Guizhou is focusing on six leading industries, including traditional sectors like liquor and emerging sectors like new energy batteries, to enhance quality management and innovation [3][11]. - The province has implemented quality improvement projects in the liquor industry, investing nearly 10 million yuan in quality certification and smart production technologies [10]. Group 4: Collaborative Efforts and Innovations - Guizhou has established partnerships with academic institutions and industry experts to address quality challenges in sectors like aerospace and agriculture, fostering innovation and quality improvements [13][14]. - The province is leveraging digital technologies and advanced quality management systems to enhance the quality of products and services across various industries [4][6]. Group 5: Future Directions - Guizhou aims to enhance the "green quality" of its products by focusing on carbon footprint reduction and recycling initiatives, aligning with national sustainability goals [7]. - The province is committed to building a modern industrial system that integrates quality, brand value, and financial support to foster a competitive market environment [19].

在9月上海市徐汇区"质量月"启动之际，徐汇区质量融资增信专属金融产品"汇质贷"实现首笔放款。该 产品由徐汇区市场监管局牵头，联合徐汇区商务委、中国银行、建设银行、上海农商银行共同建立的质 量融资增信政银合作机制推出，旨在为企业提供更便利的融资支持。 上海农商银行徐汇支行为本次首单设立绿色通道，迅速完成对上海泰坦科技股份有限公司（以下简 称"泰坦科技"）的授信放款。徐汇支行负责人表示，此次与徐汇区多方合作推出"汇质贷"，是金融服务 实体经济的一次重要探索。 转自：中国质量报 让质量信用变成真金白银 上海徐汇区创新推出"汇质贷"破解企业融资难 □ 丁文婷 这些项目的推进，帮助泰坦科技在高分子材料等领域攻克了长期存在的技术瓶颈。"质量要素"转化 为"融资密码"，助力泰坦科技在关键技术环节取得阶段性突破，研发能力和创新水平得到稳步提升，进 一步提升了产业链自主可控能力，加快了科研成果转化和产业升级步伐。 徐汇区融资服务中心由徐汇区商务委牵头设立，作为上海市首批融资服务机构，自成立以来联合各产业 部门与金融机构已举办数十场金融政策宣讲、金融产品发布和融资对接活动。此次质量融资增信专项产 品"汇质贷"，也成为了服务中心" ...

Core Viewpoint - The National Market Supervision Administration emphasizes the importance of quality in promoting the growth of enterprises during the "14th Five-Year Plan" period, focusing on enhancing product quality and supporting small and medium-sized enterprises [1] Group 1: Quality Improvement Initiatives - The administration has encouraged the establishment of Chief Quality Officers in 279,000 enterprises nationwide [1] - A series of activities aimed at improving quality standards and certifications have been organized for small and micro enterprises, benefiting over 2 million companies [1] - Participating small and micro enterprises have seen an average annual revenue growth of 9.7% [1] Group 2: Financial Support for Quality Enhancement - Quality financing and credit enhancement measures have been introduced, helping 30,000 enterprises secure loans exceeding 200 billion yuan [1] - These financial initiatives are designed to inject vital resources for quality improvement and upgrades in enterprises [1]

Core Insights - The press conference highlighted the achievements in high-quality market regulation during the "14th Five-Year Plan" period, emphasizing the importance of quality in national development [1] Group 1: Quality Improvement Initiatives - The market regulation authority has facilitated the establishment of chief quality officers in 27,900 enterprises, focusing on enhancing quality standards among small and medium-sized enterprises [1] - Over 2 million enterprises received targeted support, with small and micro enterprises participating in quality improvement actions experiencing an average annual revenue growth of 9.7% [1] Group 2: Financial Support for Quality Enhancement - Quality financing measures have been introduced, assisting 30,000 enterprises in securing loans exceeding 200 billion yuan, thereby providing essential funding for quality upgrades [1] Group 3: Industry Chain Quality Projects - The implementation of ten landmark projects aimed at strengthening quality in emerging and future industries has been organized, completing 146 key tasks related to precision measurement and advanced testing methods [1] - A total of 4,200 leading enterprises and 250,000 chain member enterprises participated, addressing 18,000 quality bottlenecks and enhancing the stability and reliability of industry supply chains [1]

Core Points - The "Jizhi Loan" quality financing enhancement initiative in Hebei Province is effectively supporting the growth of small and micro enterprises by transforming quality attributes into financing capabilities [1][6] - The initiative has led to significant financial support for various companies, such as Baoding Swan New Fiber Manufacturing Co., which received 40 million yuan in credit within 10 days [1] Group 1: Implementation and Structure - Hebei Province has established a three-level collaborative system involving provincial, municipal, and county-level market regulatory agencies to ensure the effective implementation of the "Jizhi Loan" program [2] - The program aims to convert quality factors into financing enhancements, with local governments tailoring policies to their industrial characteristics, such as Baoding's "Jizhi Loan" special policy [2] Group 2: Financial Products and Services - Financial institutions in Hebei are encouraged to provide tailored financial products that match quality indicators, including increasing credit limits and reducing interest rates for qualifying enterprises [3] - For example, in Xingtai, Jinmailang Food Co. secured a loan of 5 million yuan with a reduced interest rate, saving 13.1% in financing costs [3] Group 3: Service Upgrades - Hebei Province has upgraded its service model to create a comprehensive financing ecosystem, combining online and offline services to facilitate easier access to financing for enterprises [4] - The province has developed a "one-stop" service platform for quality infrastructure, allowing businesses to experience streamlined processes for financing applications [4] Group 4: Stakeholder Collaboration - The success of the "Jizhi Loan" initiative relies on collaboration among government, financial institutions, and enterprises, with local governments actively promoting business-financial institution matchmaking events [5] - As a result, over 356 enterprises have received credit enhancements totaling 9.313 billion yuan, with actual loans amounting to 8.133 billion yuan, significantly reducing financing costs [5]