在南通思瑞机器制造有限公司的生产车间内，自动化生产线运转，轰鸣声不断。今年以来，全球首 创的五片一取高速叠装机、效率质量两手抓的剪叠一体机、600线全自动的横剪机等都从这里下线，发 往国内外。 "这些设备由我们自主研发，因其全自动化和可达微米级别的精度，广受客户好评，订单源源不 断。"思瑞机器行政副总曹万健告诉记者，这背后，"苏质贷"功不可没。 由于近年来皮革加工设备国内市场饱和，且下游企业的皮革加工污染较大，市场需求急剧萎缩，思 瑞机器的发展一度陷入生存困境。面对这一状况，企业果断转型，进军硅钢片加工设备的研发与制造领 域。 "作为一家仅有100多人的小微企业，更换赛道不仅需要招揽新人才，更需要大量资金更新设备，资 金决定着企业的生死。"曹万健回忆道，"正当我们一筹莫展之际，如皋市市场监督管理局工作人员在入 企服务时了解到这一情况，便主动向我们讲解'苏质贷'政策，告诉我们可凭借江苏省质量信用AAA级认 定申请该贷款，并协助我们对接合作银行。" "市场监管部门向我们各大银行都推送了可享受'苏质贷'企业名单。有了这个名录，相对而言风险 就比较可控，放款也安心。"南京银行城北中心支行小企业部总经理助理杨靓告诉记者 ...

Core Viewpoint - The launch of the "Gan Zhi Dai" product aims to address the financing difficulties faced by small and micro enterprises by enhancing quality financing and credit support, thereby contributing to high-quality economic development [2][5]. Group 1: Product Launch and Strategic Cooperation - The "Gan Zhi Dai" product was officially launched during a signing ceremony in Nanchang, attended by key officials including the Deputy Governor and heads of various financial regulatory bodies [2]. - Strategic cooperation agreements were signed between the provincial market regulatory bureau and several major banks, marking the implementation of a model where quality translates into credit and credit leads to funding [4]. Group 2: Financing Support for SMEs - The "Gan Zhi Dai" product is designed to provide low-cost and efficient financing services to small and micro enterprises that prioritize quality and excellence [5]. - The product offers three tiers of loan amounts based on the quality financing credit enhancement factors of the applying enterprises, with maximum loan limits of 50 million, 30 million, and 10 million yuan respectively [5].

Core Insights - The collaboration between Postal Savings Bank of China Jining Branch and Jining Market Supervision Administration aims to support high-quality development of the real economy through innovative financial products [1][2] - Jining Huanneng Pharmaceutical Co., Ltd. is recognized for its commitment to quality and technology, facing financial challenges in expanding production and upgrading R&D facilities [1][2] Group 1 - The "Luzhi Loan·Yunhe Quality Benefit Integration" credit product was launched to provide tailored financing solutions for quality-focused enterprises [2] - A specialized service team was formed to assess the operational status and financing needs of enterprises, resulting in a quick loan approval process [2] - A loan of 4 million yuan was successfully issued to Jining Huanneng Pharmaceutical, facilitating its production line expansion and new drug development [2] Group 2 - The initiative reflects a broader policy effort to enhance financial support for high-quality development in the real economy [2] - The partnership signifies a commitment to recognizing and supporting enterprises that prioritize quality and credibility [2] - The program aims to benefit more quality-driven enterprises, fostering growth in the local economy [2]

Group 1 - The core viewpoint of the news is the emphasis on establishing a financing and credit enhancement system that covers quality, standards, brands, and patents to support quality improvement and innovation in small and micro enterprises [1][3] - The Sichuan tea company, recognized as a top 100 enterprise in the tea industry, has achieved significant technological advancements in tea production and quality enhancement, leading to a successful application for a 10 million yuan credit loan [3] - The Chengdu branch of Industrial Bank is actively aligning with national policies to provide financial support for quality innovation, aiming to alleviate challenges such as "difficult, expensive, and slow financing" for enterprises [3] Group 2 - The financing enhancement mechanism is based on the company's 17 patents and various quality certifications, showcasing its strong quality advantages and innovation potential [3] - The initiative aims to transform intangible quality indicators into tangible financial support, thereby injecting strong momentum into the development of enterprises [1][3] - The focus on quality-leading enterprises is seen as crucial for driving technological innovation and economic growth in various industries [3]

Core Insights - The "Gui Zhi Dai" loan program has been successfully implemented in Guilin, marking a significant step in promoting quality financing policies to support high-quality development of the real economy [1][2] Group 1: Policy Implementation - The "Gui Zhi Dai" loan is designed to convert enterprises' quality brands and standard certifications into financing advantages, addressing the challenges of high financing costs for small and micro enterprises [2] - Following the recent conference, Guilin quickly facilitated the first issuance of the "Gui Zhi Dai" loan, demonstrating effective collaboration between government and financial institutions [2][3] Group 2: Financial Impact - Guilin Qunyi Environmental Technology Co., Ltd. received a low-interest loan with a financing cost as low as 1.4%, significantly alleviating its financial pressure for expanding production [2] - The successful issuance of the first "Gui Zhi Dai" loan has created a positive demonstration effect, showcasing a replicable model for government and bank cooperation in supporting small enterprises [2] Group 3: Future Directions - Guilin's market regulatory authority plans to enhance strategic cooperation with financial institutions to optimize the implementation of the "Gui Zhi Dai" policy, aiming to benefit more quality-focused enterprises [3] - The initiative seeks to encourage enterprises to improve quality and create brands, transforming quality advantages into developmental benefits [3]

Core Insights - Qingluan Cloud (Shandong) Big Data Technology Co., Ltd. received a timely loan of 2.99 million yuan, which will be used for basic software procurement to ensure successful business operations [1][3] - The "Ru Zhi Dai" quality financing loan, launched by multiple departments in Shandong Province, aims to convert intangible assets reflecting enterprise quality into tangible assets for credit acquisition, providing financial support primarily for technology upgrades and quality improvements [3][5] Company Overview - Qingluan Cloud, established in 2018, is a technology innovation enterprise focused on becoming a digital innovation builder, offering high-quality customized solutions with over 100 product design and software development personnel, 60% of whom have over five years of professional experience [3][5] - The company has achieved a revenue scale exceeding 90 million yuan in 2023, reflecting its commitment to quality and innovation [3] Financial Support Mechanism - Qishang Bank has become a pioneer in implementing the "Ru Zhi Dai" policy, actively engaging with enterprises to understand their financing needs and development plans, thus facilitating the conversion of quality credit into financing advantages [5] - The loan of 2.99 million yuan is expected to generate over 5 million yuan in operating income, showcasing the effectiveness of the "Ru Zhi Dai" initiative [5]

Core Points - The "Jingzhidai" quality financing product has been officially launched in Beijing, with a maximum credit limit of 30 million yuan, aimed at integrating quality credit and management into the financial evaluation system [1][2] - The initiative emphasizes a collaborative approach between government and financial institutions to enhance resource integration and improve operational efficiency [2][4] Group 1: Product Features - "Jingzhidai" focuses on quality as the core basis for credit enhancement, distinguishing itself from traditional financing that relies heavily on collateral [2][3] - The product includes four main application elements: quality credit, quality management, quality brand, quality foundation, and quality innovation [3] - The application process consists of four steps: application submission, qualification review, loan disbursement, and post-loan management [3] Group 2: Implementation and Impact - The product is designed to provide low-cost and efficient financing services, particularly for enterprises that prioritize quality development, ultimately aiming to promote high-quality economic growth in the capital [2][4] - Since its pilot launch in April, 24 enterprises have successfully secured 120 million yuan in financing, demonstrating the product's effectiveness and potential for broader application across Beijing [4]

Core Viewpoint - Beijing is launching the "Jingzhi Loan" quality financing enhancement initiative to support enterprise financing by integrating quality credit, management levels, brand value, technological foundation, and innovation achievements into the credit evaluation system of financial institutions [1][2]. Group 1: Features of "Jingzhi Loan" - The "Jingzhi Loan" offers customized financing services, allowing enterprises with high quality credit and management certifications to access low-cost, quick loans, thereby enhancing their quality [2]. - The initiative has a clear "two-way" implementation scope, encouraging enterprises that prioritize quality development to apply, while also inviting qualified financial institutions to collaborate [2]. - The program ensures a standardized process management from application to post-loan tracking, promoting transparency and efficient operation among market regulatory departments and banks [2]. - A quality factor checklist is established for information sharing, utilizing the national enterprise credit information public system to aggregate data on quality credit, management, brand, foundation, and innovation for precise credit approval [2]. Group 2: Advantages and Outcomes - The "Jingzhi Loan" products highlight three main advantages: tailored financing plans based on quality performance, expedited approval processes using big data technology, and enhanced post-loan tracking with ongoing financial services [3]. - As a result of preliminary trials, 24 enterprises in Beijing have secured 120 million yuan in financing, focusing on high-end manufacturing and technological innovation, which has effectively improved their quality investment capabilities and market competitiveness [3]. - The market regulatory department plans to strengthen collaboration with the People's Bank and financial regulators to further integrate quality factors into credit evaluation models, guiding financial institutions to develop more customized products for enterprises [3].

Core Viewpoint - The "Jingzhidai" quality financing enhancement initiative aims to integrate enterprise quality credit, management level, brand value, technological foundation, and innovation achievements into the credit evaluation system of financial institutions, thereby broadening financing channels for enterprises and promoting quality-driven development [2][4]. Group 1: Financing Channels and Services - The "Jingzhidai" initiative allows enterprises with good quality credit and management to access low-cost, fast loans, encouraging them to focus on quality improvement [2][4]. - The program emphasizes a collaborative approach involving government guidance, market operation, risk control, and coordinated advancement among various stakeholders [2][4]. - A total of 24 enterprises have already secured 120 million yuan in financing, enhancing their quality investment capabilities and market competitiveness [6][8]. Group 2: Process and Management - The initiative establishes a transparent management process from application acceptance to loan issuance and post-loan tracking, ensuring efficient coordination between market regulatory departments and banks [3][4]. - A quality element checklist is created to facilitate information sharing, relying on the national enterprise credit information public system to provide precise data for credit approval [3][4]. Group 3: Quality Assessment Criteria - The application criteria for "Jingzhidai" financing include five categories: quality credit, quality management, quality brand, quality foundation, and quality innovation, with specific requirements for each category [6][7]. - The program aims to create a "quality" profile for enterprises, enabling customized financing services based on their quality performance and operational characteristics [8].

Core Insights - The "鲁质贷·运河质惠融" product is an innovative financing service launched by Jining City to support high-quality development of the real economy through quality financing and credit enhancement [1][2] - The product focuses on five key elements: quality credit, quality management, quality brand, quality foundation, and quality innovation, aiming to provide higher loan amounts and lower interest rates for quality-efficient enterprises [1][2] Group 1: Product Overview - "鲁质贷·运河质惠融" is the first quality financing credit enhancement product in Jining City, designed to facilitate the development of the real economy [1] - The product evaluates enterprises based on key indicators such as credit evaluation, quality management, and innovation, targeting those with stable operations and long-term profitability [1][2] Group 2: Implementation and Impact - Starting from July 2025, the Jining Market Supervision Administration and Postal Savings Bank will conduct special visits to promote the product, utilizing a database of 150 quality-efficient enterprises [2] - As of now, 18 enterprises have successfully obtained quality financing credit enhancement, alleviating financial pressure and injecting new momentum into their development [2] Group 3: Strategic Importance - Quality financing credit enhancement is part of a broader initiative by central and provincial levels to implement the "Quality Power Construction Outline," aiming to provide financing services based on quality capabilities [3] - This approach encourages enterprises, especially high-quality SMEs, to focus on quality improvement, thereby transforming the industry towards quality-oriented development and creating a positive cycle between quality and finance [3]