Core Insights - The recent upgrade of medical insurance services allows participants in employee medical insurance to transfer surplus funds from their personal accounts to family members in different provinces, facilitating cross-province mutual aid [1][3]. Group 1: Policy Impact - The implementation of the medical insurance wallet has significantly alleviated the financial burden on patients, particularly benefiting those who study, work, or retire in different locations [2]. - As of August 2025, Sichuan province has opened 150,000 medical insurance wallets, facilitating 34,000 transactions totaling approximately 24 million yuan [2]. Group 2: Financial Statistics - In the first seven months of this year, the total amount transferred through medical insurance wallets reached 116 million yuan, with 170,600 transactions conducted both within and across provinces [5]. - The cumulative balance of employee medical insurance personal accounts exceeded 1.44 trillion yuan in 2024, indicating a significant amount of dormant funds [3]. Group 3: Operational Guidelines - To open and use the medical insurance wallet, users must log into the National Medical Insurance Service Platform App and follow specific steps to activate the wallet [8]. - Each medical insurance wallet account is limited to three transfers per day, with a maximum transfer amount of 2,000 yuan per transaction [9].