Group 1 - The core viewpoint of the news is that the Chinese insurance industry is responding to the government's call for high-quality development by innovating and expanding insurance products, particularly in the medical sector [1] - The new guidelines from the State Council include incorporating new medical technologies, drugs, and devices into insurance coverage, which aligns with the industry's push for product innovation [1] - Ant Financial's insurance platform, Ant Insurance, announced an upgrade to its "Good Medical Insurance" series, expanding coverage to include special departments of top-tier hospitals and enhancing the coverage of advanced medical products [1] Group 2 - The upgraded "Good Medical Insurance" products will cover three core offerings, including long-term medical insurance for adults, seniors, and children, ensuring comprehensive coverage across all age groups [1] - The 2025 version of the product will include coverage for international departments and special needs departments of 470 top-tier hospitals, as well as certain private hospitals, providing insurance for specific diseases like cancer [1] - The upgrade also expands reimbursement for outpatient medications, adding over 1,500 advanced medical products, including all imported drugs and nearly 400 original research drugs, promoting accessibility to high-end medical services [1][2]