中国发展网讯 11月28日至29日，中国共产党湖南省第十二届委员会第九次全体会议在长沙召开。全会 圆满完成各项议程，最重要的成果是审议通过了《中共湖南省委关于制定湖南省国民经济和社会发展第 十五个五年规划的建议》，为湖南未来五年发展擘画了蓝图、明确了路径。在11月29日举行的湖南省委 十二届九次全会新闻发布上，湖南省委财经办负责同志重点介绍了湖南在"十五五"时期，加快农业农村 现代化、促进城乡融合发展和区域协调发展方面的新举措。 从加快农业农村现代化、促进城乡融合发展来看，未来五年，湖南将对标中央部署、立足省情实际，进 一步强化"四个聚焦、四个着力"。 一是聚焦农业，着力提升综合生产能力和质量效益。坚决扛牢维护国家粮食安全政治责任，统筹发展科 技农业、绿色农业、质量农业、品牌农业，加快建设更高水平"洞庭粮仓"。严守耕地红线，深入实施种 业振兴行动，推进高端智能、丘陵山区适用农机装备的研发应用，促进良田良种良机良法集成增效，加 快建设农业强省。 二是聚焦农村，着力建设宜居宜业"和美湘村"。学习运用"千万工程"经验，因地制宜完善乡村建设实施 机制，分类有序、片区化推进乡村振兴。统筹城乡基础设施和公共服务布局，深化 ...

Core Viewpoint - Agricultural Bank of China has demonstrated strong financial performance in 2024, with significant stock price increases and robust growth in key financial metrics, reflecting investor confidence in its future potential [1][2]. Financial Performance - Agricultural Bank achieved a net profit of 282.7 billion RMB in 2024, a year-on-year increase of 4.8%, and operating revenue of 711.4 billion RMB, up 2.3% [1]. - The bank's stock prices increased by 55% for A-shares and 58% for H-shares by the end of the previous year, leading the industry [1]. - The bank plans to distribute a total cash dividend of 84.661 billion RMB to shareholders [1]. Asset Quality and Risk Management - The bank's non-performing loan (NPL) ratio improved to 1.30%, a decrease of 3 basis points from the previous year, with a provision coverage ratio of 299.61% [2][9]. - Agricultural Bank issued 320 billion RMB in capital bonds, enhancing its capital adequacy ratios [2]. Strategic Focus Areas - The bank's growth strategy is centered around five key focuses: enhancing rural financial services, supporting the real economy, prioritizing financial services for the public, risk management, and fostering innovation [3][6][7][8][9][10]. - In 2024, the bank's loans to the rural sector exceeded 1 trillion RMB, with a total loan balance of 9.85 trillion RMB, representing over 40% of its domestic loan portfolio [6]. Loan Growth and Market Position - Agricultural Bank's total loan balance reached 24.9 trillion RMB, with an increase of 2.3 trillion RMB, reflecting a growth rate of 10.1% [15]. - The bank's personal loan balance surpassed 8.8 trillion RMB, maintaining a leading position in the industry [16]. Non-Interest Income and Future Outlook - The bank's non-interest income, including investment and equity income, contributed significantly to its profitability, with total non-interest income reaching 54.3 billion RMB, a year-on-year increase of 26.3% [19]. - The bank is optimistic about maintaining profit growth in 2025, focusing on enhancing customer satisfaction and expanding financial services [3][20].