（原标题：低利率时代怎么投资？这场固收 + 圆桌论坛，三大嘉宾讲透了！） 存款利率跌破 1%，把钱存银行，利息越来越少；A 股慢牛启势，想赚权益红利又怕风险太高 —— 当 下理财的两难困境，想必不少人都感同身受。 9 月 9 日天弘基金特邀三位投资领域重磅嘉宾，打造「低 利率时代，固收 + 投资如何顺势而为」圆桌论坛，从宏观趋势到资产配置，从产品挑选到实操技巧， 一站式解答了大家的投资困惑。这场论坛为何值得关注？核心干货又有哪些？我们为你整理好了精华内 容。 一、这场论坛有哪些看点？ 1. 国盛证券熊园：宏观趋势与利率走向，这几点最关键 作为首席经济学家，熊园对经济大方向的判断，是投资的 "指南针"。他提到，今年上半年中国经济增 速达 5.3%，全年实现 5% 目标基本无虞，但下半年经济存在下行压力，且地产下行周期尚未走完，从 销售面积看，需从当前 8 亿平方米降至 6 亿平方米，按每年降 10% 算，至少还需 2 年。 关于大家最关心的利率，他给出明确判断：短期（1-2 年）利率大幅涨跌概率小，10 年国债大概率在 1.6%-1.8% 区间震荡；若美联储下半年连续降息，中国央行可能跟随降 10 个基点，届时 ...

Group 1 - The core viewpoint of the news is that the Southern Yiwen Stable Income Bond Fund has successfully raised over 5 billion RMB in just 6 trading days, indicating strong investor demand for low-volatility products and reflecting the effective collaboration between Southern Fund and Guangfa Bank [1][2] - The Southern Yiwen fund is characterized as a low-volatility secondary bond fund that aims to provide stable long-term returns by investing in high-quality bonds and flexibly allocating up to 20% in equity assets [2][3] - Guangfa Bank's "Guangfa Selected" brand aims to enhance investor experience and long-term returns, with the Southern Yiwen fund being the third product under this brand, continuing a successful 17-year partnership with Southern Fund [3] Group 2 - The recent rise in the stock market has increased the attractiveness of "fixed income +" products, which have a higher proportion of equity, making them a key choice for investors seeking to capture stock market gains [2] - The collaboration between Southern Fund and Guangfa Bank is positioned to support the high-quality development of the public fund industry, enhancing investor satisfaction and contributing to the growth of the real economy [3]