Group 1: Banking and Financial Regulations - The People's Bank of China and the National Financial Regulatory Administration have issued the "Management Measures for Bank Card Clearing Institutions," effective from November 1, which encourages risk information sharing among card clearing institutions [1] - The National Financial Regulatory Administration has announced the implementation of "reporting and operation integration" for non-auto insurance businesses, effective from November 1, emphasizing rate management and premium income oversight [5] Group 2: Tax and Consumption Policies - The Ministry of Finance and other departments have adjusted the VAT policy for offshore wind power, implementing a 50% VAT refund policy for electricity products sold from offshore wind power from November 1, 2025, to December 31, 2027 [1] - A notification has been issued to improve duty-free shop policies to boost consumption, effective from November 1, focusing on optimizing tax refund policies, expanding product categories, and enhancing regulatory measures [4] Group 3: Transportation and Safety Standards - Three mandatory national standards for road traffic signs and markings will be implemented starting in November, applicable to various types of roads [3] Group 4: Health and Education Initiatives - The National Health Commission and other departments have announced free HPV vaccinations for girls aged 13 and above, starting from November 10, targeting those born after November 10, 2011 [9] - The "Law Popularization and Education Law" will be implemented from November 1, establishing lifelong legal education for citizens and integrating it into various educational systems [8] Group 5: Product Identification and Regulation - The "Lithium-ion Battery Coding Rules" will come into effect on November 1, assigning unique identification codes to newly produced battery products, facilitating lifecycle management and industry regulation [6][7]