Core Viewpoint - China Export-Import Bank has been fined 1.3 million yuan due to inadequate country risk management and salary payment management, marking a total of over 20 million yuan in penalties this year [2][3][4]. Group 1: Regulatory Penalties - The recent fine of 1.3 million yuan is attributed to two main violations: inadequate country risk management and salary payment management [3]. - This year, China Export-Import Bank has received five fines totaling 22.95 million yuan, with previous fines including 2.15 million yuan for loan management issues and 18.1 million yuan for excessive credit issuance [4][5]. Group 2: Country Risk Management - The concept of country risk refers to the potential for losses due to political, economic, or social changes in a country that affect the ability of debtors to repay loans [3]. - The regulatory framework requires banks to effectively identify, measure, monitor, and control country risks, considering these risks when preparing for asset impairment [3]. Group 3: Financial Performance - The bank's financial performance has significantly declined, with a reported revenue of 10.303 billion yuan in the previous year, down 55.8% from 2023, and a net profit of 2.927 billion yuan, down 66.88% [6]. - Despite the decline in revenue and profit, the bank has improved its asset quality, achieving a decrease in both non-performing loan balance and non-performing loan ratio for three consecutive years [7].

近日，中国进出口银行广东省分行举办国别风险专题交流研讨。作为支持我国对外经济贸易投资发展和 国际经济合作的专业政策性银行，国别风险管理是进出口银行的重要工作和传统优势。本次专题交流研 讨邀请该行总行风险管理部专家系统介绍国别风险管理制度体系及具体工作要点。 授课专家深入讲解了国别风险的内涵与特点、进出口银行国别风险管理工作机制和制度体系，并根据最 新监管要求及进出口银行业务实践，结合实际案例深入浅出地介绍了各类国别风险管控措施，为进出口 银行广东省分行进一步提高国别风险管理能力提供有益指导。面对持续升级的地缘政治紧张局势，强化 国别风险管控已成为保障境外资产安全、推动政策性金融行稳致远的重要手段。作为对外经贸合作融资 的主渠道金融机构，强化国别风险研判既是该行维护国家海外金融资产的要求，也有利于促进对外经贸 合作成果长效化。尤其面对当前复杂多变的国际形势，该行通过强化国别风险管控，发挥专业优势，为 更多企业境外项目落地提供支持，为服务广东省企业"走出去"，参与共建"一带一路"提供更好的"融资 +融智"服务。 近年来，进出口银行广东省分行在境外业务领域取得显著成绩。截至2024年末，该行境外贷款余额占比 在广东 ...