Core Insights - The article emphasizes the importance of diversifying investment portfolios to reduce risk, showcasing a significant reduction in drawdown from 39.03% to 3.17% through a diversified fund strategy [1][4][7] Investment Strategy - The author utilized the "High-Level Analysis" feature on the private equity platform to create a diversified fund portfolio, selecting four different fund styles: stock strategy, index growth strategy, gold ETF, and bond strategy [2] - The optimal allocation determined by the risk parity model was as follows: stock strategy fund 12.06%, index growth strategy fund 14.37%, gold ETF 8.33%, and bond strategy fund 65.24% [2] Performance Comparison - A backtest was conducted comparing a single index growth strategy fund investment of 1 million yuan against the diversified portfolio, revealing that the single fund incurred a loss of 390,300 yuan with a maximum drawdown of 39.03% [4] - In contrast, the diversified portfolio only lost 31,700 yuan, resulting in a maximum drawdown of 3.17%, effectively preserving 35.86% of the principal [7][8] High-Level Analysis Features - The "High-Level Analysis" function aims to assist investors in creating scientifically sound investment portfolios and automatically calculating optimal fund allocations [10] - It offers four intelligent fund models, including risk parity, MV model, lower risk model, and higher return model, catering to different investor profiles and risk appetites [10][12][15][17] User Experience and Functionality - The platform allows for detailed tracking of trades, automatic calculation of holding costs, and the generation of review reports, enhancing the investment management experience [19][22]

Group 1 - The article emphasizes the importance of investment strategies to achieve financial goals, specifically targeting a tenfold increase from an initial capital of 100,000 to 1,000,000 over ten years [1] - It suggests that relying solely on hard work may not be sufficient to reach financial milestones, and that investing can facilitate wealth accumulation more effectively [1] - The article introduces a specific investment strategy developed by DeepSeek, focusing on a diversified fund portfolio with a maximum of ten funds and a risk tolerance for a 20% drawdown [1][2] Group 2 - The operational strategy includes annual adjustments to the asset allocation, where if any asset class exceeds its target allocation by 5%, a portion is sold and reinvested into underweighted assets like bonds or gold [3] - In extreme market conditions, if the overall portfolio approaches a 20% drawdown, the strategy advises reducing high-volatility assets (such as technology and pharmaceuticals) and increasing holdings in bonds or gold [3] - The article also mentions a core-satellite strategy, suggesting specific funds for consideration, including those focused on global growth and consumption, as well as bond and gold ETFs [4][5]