Group 1 - Nanjing's unemployment insurance fund has delivered a total of 4.4 billion yuan in policy benefits to businesses and workers in the first half of the year, effectively stabilizing the employment market [1] - The city has introduced a series of measures including unemployment insurance wage subsidies, one-time expansion subsidies, skill enhancement subsidies, and medical insurance payments for unemployed individuals, which serve as a "booster" for employment stability [1] - Nanjing has implemented a dual approach of "reduction" and "addition" to support job retention and expansion, reducing the unemployment insurance rate to 1%, which has alleviated 1.7 billion yuan in burdens for businesses [1] Group 2 - The city has adopted a "no-contact online processing" model for unemployment benefits, allowing for a seamless application process for unemployed individuals [2] - Skill enhancement subsidies are being provided to workers, with 33,800 individuals receiving such subsidies in the first half of the year, thereby improving their employability [2] - The government has facilitated automatic extensions of unemployment benefits for older workers nearing retirement, ensuring continued support during their job search [2]

Core Insights - The article highlights the proactive measures taken by Nanjing's social security department to support businesses and workers through unemployment insurance policies, transitioning from passive relief to active empowerment [1][2]. Group 1: Financial Support for Businesses - Nanjing has implemented a phased reduction of unemployment insurance rates to 1%, resulting in a reduction of 1.7 billion yuan in costs for businesses from January to June this year [2]. - The city has distributed 785 million yuan in stable employment returns to 110,700 enterprises and 45 million yuan in one-time expansion subsidies to 7,756 enterprises, effectively stabilizing employment positions [2]. Group 2: Direct Benefits to Workers - Unemployment insurance has provided direct benefits to workers, with 15.3 billion yuan in unemployment insurance payments issued in the first half of the year, and 334 million yuan in medical insurance fees covered by the unemployment insurance fund [3]. - Skills enhancement subsidies totaling 58 million yuan have been distributed, benefiting 33,800 insured workers, thereby improving their job adaptability and competitiveness [3]. Group 3: Service Optimization - The social security center has optimized its services, allowing applicants to track their application progress online, enhancing the efficiency of the claims process [3]. - The focus is on ensuring that all eligible benefits are issued, thereby reinforcing the social safety net and stimulating employment potential [4].

Group 1 - The core viewpoint of the news is the extension of unemployment insurance policies in Hubei Province until the end of 2025, aimed at reducing enterprise burdens, stabilizing employment, enhancing worker skills, and ensuring basic living standards for unemployed individuals [1][2][3] Group 2 - In terms of the stable job retention policy, enterprises that have paid unemployment insurance for over 12 months and have not laid off employees or have a layoff rate below 5.5% can apply for job retention refunds. Large enterprises can receive 30% of the actual unemployment insurance paid, while small and micro enterprises can receive 60% [1] - The funds from the job retention refunds can be used flexibly for employee living allowances, social insurance payments, job transfer training, and skill enhancement training [1] Group 3 - The skills enhancement subsidy policy supports both employed and unemployed individuals who have participated in unemployment insurance for over 12 months and obtained vocational qualification certificates. The subsidy amounts range from 500 yuan for entry-level certificates to 1000 yuan for advanced certificates, with potential increases for critical skill areas [2] - Each individual can receive the subsidy once per year, with additional allowances for those holding certificates in critical industries [2] Group 4 - Hubei Province will continue to provide unemployment insurance benefits, cover basic medical insurance costs, and ensure temporary price subsidies for unemployed individuals, with special provisions for older unemployed individuals [3]