Core Viewpoint - The financial risk assessment report for the first half of 2025 indicates that Zhejiang Juhua Co., Ltd. has effectively managed its deposits with Juhua Group Financial Co., Ltd., ensuring that associated risks are controllable and that the financial company operates within regulatory requirements [1][12]. Group 1: Financial Company Overview - Juhua Group Financial Co., Ltd. was established with a registered capital of 500 million RMB, with ownership distributed among Juhua Group Co., Ltd. (50%), Zhejiang Juhua Co., Ltd. (40%), and Juhua Quzhou Public Co., Ltd. (10%) [1]. - The registered capital has increased to 1.2 billion RMB as of June 8, 2023, with the current ownership structure being Juhua Group Co., Ltd. (54%), Zhejiang Juhua Co., Ltd. (46%) [3][9]. Group 2: Financial Company Operations - As of June 30, 2025, the financial company reported total assets of 7.322 billion RMB, net assets of 1.419 billion RMB, operating income of 49 million RMB, member unit deposit balance of 5.859 billion RMB, and loan balance of 4.381 billion RMB [9]. - The financial company has maintained a focus on liquidity risk control, with no incidents of deposit withdrawals or inability to meet debt obligations reported [10]. Group 3: Risk Management and Internal Controls - The financial company has established a comprehensive internal control system, including a risk management committee and an audit committee, to oversee operations and ensure compliance with regulations [4][8]. - A total of over 120 business management measures have been developed to cover all business types, ensuring a robust framework for loan management and risk assessment [5][6]. Group 4: Regulatory Compliance and Performance - As of June 30, 2025, all regulatory indicators for the financial company met the required standards, reflecting its adherence to the guidelines set forth by the regulatory authorities [10]. - The company has implemented a risk control system that includes daily monitoring of key risk indicators, ensuring timely intervention when thresholds are exceeded [11].