Core Viewpoint - The article discusses the release of guidelines by the China Meteorological Administration and six other departments aimed at enhancing the quality development of health-related meteorological services, particularly through the development of meteorological insurance products [1] Group 1: Meteorological Insurance Products - The guidelines emphasize the development of meteorological insurance products that incorporate various weather conditions affecting health, such as high temperatures, low temperatures, pollen allergies, influenza, and climate comfort [1] - There is a focus on creating risk models that assess the impact of different weather conditions on various populations' health [1] - The initiative includes the development of insurance indices for conditions like thunderstorm asthma and pollen allergies [1] Group 2: Innovative Insurance Services - The guidelines propose exploring wearable technology integration and real-time claims processing in insurance product service models [1] - There is an emphasis on innovative premium structures and immediate health management services to facilitate early prevention and quick compensation for minor health issues [1] - The initiative aims to incorporate meteorological warnings and health protection information into the services offered by health commercial insurance products [1]