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中华财险重磅推出“长相安 3 号合家版(免健告)”家庭保障方案
Sou Hu Cai Jing· 2025-11-26 07:10
Core Viewpoint - The launch of "Changxiang An 3 Family Version (No Health Declaration)" by China United Property Insurance Company in collaboration with Huize Insurance Platform offers a low-threshold, comprehensive, and cost-effective health insurance option for families [1][4]. Group 1: Product Features - The product allows for family joint insurance, covering up to 6 family members without additional charges for adding spouses and children [5][7]. - It features a low entry threshold, with no health declarations required and coverage for individuals up to 80 years old [5]. - The insurance provides extensive coverage for various medical needs, including reimbursement for both in-network and out-of-network medications and equipment, as well as full reimbursement for specified urgent medications related to major diseases [6]. Group 2: Company Background - China United Property Insurance Company, established in 1986, has a solid operational foundation and ranked fifth in the national property insurance market with a premium income of 68.12 billion yuan in 2024 [3]. - The company has over 32 provincial branches and more than 3,000 service outlets, ensuring a robust national service network [3]. Group 3: Market Position - The health insurance segment of China United Property Insurance has been a focus for over 20 years, generating over 13 billion yuan in premium income in 2024, making it one of the leaders in the property insurance industry [3]. - The "Changxiang An 3 Family Version" is positioned as a preferred choice for family health protection, addressing common challenges faced by families in obtaining health insurance [4][6].