Core Insights - The article highlights the proactive measures taken by Industrial Bank's Urumqi branch to address the financing challenges faced by small and micro enterprises in Xinjiang, emphasizing the importance of these businesses in regional economic vitality and livelihood [1] Group 1: Financing Challenges and Solutions - Small and micro enterprises in Xinjiang face significant challenges such as "difficult, expensive, and slow" financing, which restricts their development [1] - The Urumqi branch of Industrial Bank has initiated a financial service practice centered on "precise empowerment and collaborative efficiency" to provide sustainable financial support to these enterprises [1] Group 2: Tailored Financial Services - The bank has integrated national policies with local industry characteristics and development needs by establishing a specialized team of "financial commissioners" to provide targeted services [1] - A case study illustrates the bank's success in providing a 9.58 million yuan loan to a technology-focused small giant enterprise in Karamay, showcasing the effectiveness of the "financial commissioner" mechanism [2] Group 3: Industry-Specific Strategies - The bank has implemented a "one county, one industry, one policy" approach to support local特色产业, such as the tomato industry, by customizing financing solutions based on comprehensive research [3] - The bank's tailored financing services have significantly alleviated the financial pressures faced by enterprises in the tomato supply chain, enhancing their operational confidence [3] Group 4: Impact and Future Directions - Over the past year, the Urumqi branch has provided credit support exceeding 10 billion yuan to over 1,000 small and micro enterprises, leading the effectiveness of the financing coordination mechanism among joint-stock banks in Xinjiang [4] - The bank plans to deepen "government-bank-enterprise" collaboration and upgrade its inclusive service system to further support the sustainable development of small and micro enterprises in the region [4]