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工伤保险赔偿流程
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工伤保险怎么赔?流程+标准解析
Sou Hu Cai Jing· 2025-11-04 10:40
Core Process of Work Injury Insurance Compensation - The compensation process consists of four steps: application for work injury recognition, labor capacity assessment, application for compensation, and payment of compensation [1][6][12] - The application for work injury recognition must be submitted within 30 days or up to one year depending on the situation [1][6] - Labor capacity assessment determines the disability level, which directly affects the compensation amount [2][6] Compensation Standards - Compensation is categorized based on disability levels and types of benefits [1][9] - Medical expenses are reimbursed based on actual costs, covering various treatment-related fees [7] - During the leave period for recovery, employees receive their full salary and benefits, typically for up to 12 months [8] - One-time disability compensation varies by level, with level 1 receiving 27 months of salary and level 10 receiving 7 months [9][14] - In the event of death due to work-related incidents, family members are entitled to three types of compensation [10] Practical Recommendations - Companies should establish emergency procedures for work injuries and ensure timely applications to avoid penalties [12] - Employees should proactively submit recognition materials within one year if the employer fails to do so and keep essential evidence [12][13] - In case of disputes, it is advisable to consult a lawyer and assess the situation for potential legal recourse [13]