Core Viewpoint - The Spanish central bank indicates that current mortgage conditions do not show any signs of deterioration in lending standards and emphasizes the need to prioritize the implementation of Basel III regulations to prevent the accumulation of global systemic risks [1] Group 1 - The Spanish central bank has not observed any signs of worsening lending standards in the current mortgage conditions [1] - There is a strong emphasis on the necessity to prioritize the execution of Basel III regulatory requirements [1] - The focus on Basel III is aimed at preventing the accumulation of systemic risks on a global scale [1]