Core Insights - The Hong Kong Mandatory Provident Fund (MPF) experienced a slight increase of 0.25% in October, marking the sixth consecutive month of growth and achieving the best performance for the first ten months since 2009 [1] - The investment return for October amounted to HKD 3.9 billion, translating to an average gain of HKD 810 per member among the 4.79 million MPF members, with total returns since 2025 reaching HKD 211.1 billion, or HKD 44,035 per member, representing the highest annual return on record [1] - Despite a negative return of 3.31% in Hong Kong and China stocks in October, this asset class remains the best-performing category for the MPF in 2025, with a year-to-date return of 32.74%, the highest for the first ten months since 2009 [1] - The total assets of the MPF reached a historical high of approximately HKD 1,537 billion at the end of October, with an average account balance of HKD 320,500 per member, an increase of about HKD 1,436 from September and HKD 51,213 year-to-date [1] - The chairman of the MPF Ratings, Cong Chuanpu, indicated that if the current trend continues, the system is expected to achieve over 19% growth by the end of 2025, which would be the best annual performance since 2009 and mark the third consecutive year of positive returns [1]