美国阿肯色州一名幸运的强力球彩票持有者，命中周一开奖的全部六个号码，斩获约18 亿美元的头奖 奖金，这也是美国彩票史上金额第二高的头奖。 这张中奖彩票由阿肯色州卡博特市的一家墨菲美国加油站售出，中奖号码为 4、25、31、52、59，强力 球特别号码为 19。该大奖的开出，也终结了强力球本次创纪录的奖池累积期。 阿肯色州彩票局执行董事莎伦・斯特朗于周五向美国有线电视新闻网透露，这位幸运得主拥有180 天 （约 6 个月） 的兑奖期限。 绝大多数大奖得主都会选择一次性领取税后奖金，本次 18 亿美元头奖的一次性兑现金额为税前 8.349 亿美元；而另一种领奖方式为分期领取，即先领取一笔首付款，后续分 29 年逐年领取递增金额的奖 金。 这场巨额中奖，让这座仅有约 2.7 万常住人口、隶属小石城的郊区小城卡博特受到万众瞩目，但中奖者 的真实身份，或将在很长一段时间里成谜。 巨额奖金得主可隐匿身份 在美国，允许彩票大奖得主隐匿身份的州正越来越多，阿肯色州便是其中之一。该州自 2021 年起出台 新规：奖金超过 50 万美元的彩票中奖者，可申请隐藏个人身份信息，相关身份信息会在三年后才对外 公开。据阿肯色州助学彩票管 ...

Core Insights - The increasing desire of the public to buy lottery tickets is evident, with national lottery sales expected to exceed 317.85 billion yuan in the first half of 2025, marking a historical high for the same period [1] Group 1: Lottery Sales and Public Sentiment - The surge in lottery sales is attributed to the difficulty ordinary people face in making money, leading them to seek quick wealth through lottery tickets [1] Group 2: Financial Implications of Winning the Lottery - Winning a lottery prize of 12 million yuan incurs a 20% personal income tax, resulting in a net amount of 9.6 million yuan after tax [3] - A family of three with an annual expenditure of 120,000 yuan could sustain their lifestyle for 80 years with the net winnings of 9.6 million yuan [3] Group 3: Interest Income and Economic Factors - If the net winnings of 9.6 million yuan are deposited in a bank with a 1.55% interest rate, the annual interest income would be approximately 148,800 yuan, allowing for a comfortable lifestyle without working [5] - However, the declining trend in bank deposit rates introduces uncertainty regarding the sustainability of living off interest income [5] - Factors such as personal spending habits and inflation could impact the feasibility of relying solely on interest income for living expenses [5][6] Group 4: Diversified Investment Strategies - A recommended strategy for lottery winners is to diversify their 9.6 million yuan into three parts: 3.2 million yuan in fixed-income products, 3.2 million yuan in low-risk investments, and 3.2 million yuan in medium-risk products [7] - This diversified approach could yield an annual investment return of around 3%, enhancing the potential for long-term financial stability [7]