Group 1 - The 27th Shanghai International Film Festival features over 430 films from more than 70 countries, highlighting the growing importance of the film industry in Shanghai [1] - Banks are increasingly supporting the film industry not only at the consumer level but also throughout the entire industry chain, indicating a shift in financial strategies [1][3] - Shanghai Pudong Development Bank is the exclusive partner for the festival, launching the "Light and Shadow Shopping Festival" with five key products to stimulate film consumption [2] Group 2 - The film industry faces significant financing challenges, with banks' traditional credit risk assessment systems struggling to adapt to the high-risk nature of film projects [3][4] - Many film companies have low registered capital and net asset scales, making it difficult to meet banks' credit requirements, compounded by a lack of fixed asset collateral [4] - The reliance on single projects and box office revenue by film companies increases their vulnerability to financial risks, necessitating better risk management practices [4] Group 3 - To address financing difficulties, a three-pronged approach is suggested: innovation in mechanisms, adaptation of financial tools, and risk sharing [5] - Encouraging banks to establish dedicated credit departments for the cultural industry and equipping them with professionals knowledgeable in film projects can enhance understanding and support [5] - Developing standardized financial practices and a credit evaluation system for the film industry can improve banks' risk assessment capabilities and foster a more supportive financing environment [5][6]