吴说获悉，据 SolanaFloor 数据报告显示，随着 x402 微支付竞争加剧，Solana 目前占据约 49.7% 的 x402 交易份额，较本月初一度超过 88% 的峰值明显回落，主要受 Polygon 竞争加速影响。数据显示， 全链 x402 累计交易笔数已超过 1.2 亿，其中 Solana 贡献超 4500 万笔，累计支付金额超过 4100 万美 元，Solana 占约 1640 万美元。周度数据方面，Solana 的 x402 交易量已从 2025 年 12 月约 680 万笔高位 下降逾 90%，至 2 月 9 日当周不足 51 万笔。 （来源：吴说） ...

Core Insights - The forum "Taihu World Cultural Forum · Qiantang Dialogue" was held on November 13 in Hangzhou, focusing on the impact of AI on the financial industry [1] - Jiang Yonghui, Vice President of Hengsheng Electronics, stated that AI will not change the essence of finance but will reshape processes and enhance data application effectiveness [3][5] AI Applications in Finance - Hengsheng Electronics is focusing on AI applications in various core business scenarios, including intelligent investment research, operational efficiency enhancement, compliance risk empowerment, wealth management advisory assistance, investment banking assistance, and app application [3][4] - The company has launched an intelligent agent platform and established the Hengsheng Research Institute to explore cutting-edge technologies and co-create applications with financial institutions [5][6] X402 Protocol and Micro-Payments - Jiang discussed the X402 protocol, which utilizes encryption and blockchain technology to facilitate automated micro-payments between AI agents, addressing small payment and settlement needs [3][7] - The micro-payment solution based on blockchain can establish a trustworthy mechanism for AI interactions, potentially serving as a foundational infrastructure for future AI development [7][8] Future of AI in Finance - The expectation for demand-side capabilities is increasing as AI technology evolves, with micro-payments allowing for on-demand pricing based on token consumption [8] - The transition from PC internet to mobile internet has significantly changed technology and service forms, and AI is expected to bring similar transformations [9]