据了解，蚂蚁数科的风控特征智能体能够辅助人类专家挖掘海量数据的高价值特征，解决传统模式中高 度依赖专家经验、积累周期长、试错成本高的痛点，由智能体去"激发灵感"，可实现特征挖掘效果突破 专家个人经验，最高实现模型性能提升32%。蚂蚁数科的风控建模智能体能够依托大模型的意图识别和 任务规划能力，自主构建建模流程，可实现最少一句指令完成理想建模，将建模耗时缩短30%，且建模 效果比肩人类专家。 "此次合作将推动百望股份的智能体平台，从'数据汇聚与治理'的1.0阶段，直接跃升至'具备金融级可靠 性与业务理解力的数据智能自主生成'的2.0阶段。这不仅有助于提升企业运营效率，也将为客户在合 规、风控及经营决策等方面提供更精准和高效的智能支撑。"百望股份CTO王志伟表示。 近日，百望股份与蚂蚁数科正式达成合作。双方将充分整合各自核心优势，推动大模型技术与海量数据 的深度融合及创新应用，加速数据价值释放，共同打造AI时代的"数据智能基础设施"新范式。 作为国内领先的数据智能服务商，百望股份在行业深耕多年，已累积处理超231亿张交易凭证，沉淀超 千万亿级数据，服务覆盖2850万企业客户的多元场景实践。目前，百望股份已构建起覆 ...

枫清科技始终致力于为企业数智化转型打造新基建。 区别于Manus智能体的C端定位，自2021年创立，枫清科技始终致力于为企业数智化转型打造新基 建，并将知识引擎与大模型双轮驱动的AI创新范式深度应用于科学研究、生物医药、先进制造、化工 能源、金融保险等核心领域。 在科研领域，枫清科技已联合火山引擎打造 AI for Science（AI4S）解决方案，可在基础科研、科 学实验辅助、数据挖掘与蒸馏模型落地等三大科研核心阶段，助力提升研发效率、降低科研门槛。 枫清科技在AI4S的实践也已取得初步成果。 12月26日，由枫清科技携手中化数智、火山引擎打造 的北京石景山区的AI for Science平台正式发布 ；同日，由中化数智、吉林大学、火山引擎及枫清 科技联合成立"AI+新材料联合实验室"揭牌，该实验室旨在用智能化方式实现新材料的研发以及产业 落地闭环，培养更多具备交叉学科背景的创新型人才。 在AI智能体+产业方面，枫清科技公众号显示，枫清科技以"云边端一体化" 的智能化架构、企业级 知识中台与智能体平台为核心，构建丰富的行业场景智能化应用，目前已构建了 完善的 AI 产品与 应用矩阵，涵盖 AI 知识引擎、 ...

证券日报网讯12月25日，拓尔思（300229）在互动平台回答投资者提问时表示，拓尔思的人工智能技术 已在多个高价值B端场景实现规模化、深度化应用，并非停留在概念或演示阶段。作为国内最早深耕自 然语言处理(NLP)的企业之一，公司已构建以大模型、知识图谱、多模态理解为核心的全栈AI能力体 系，并聚焦政务、金融、公安、媒体、知识产权等关键领域，推动AI从"能用"向"好用、敢用、常用"演 进。目前，公司自研的"拓天大模型"及智能体平台已在中央部委、国有银行、省级公安及主流央媒等客 户中落地，支撑如政策智能解读、金融风险研判、舆情事件推演、知识产权侵权识别等高复杂度任务， 形成可复制、可计量的业务价值闭环。需要说明的是，公司AI技术路线始终聚焦产业智能化升级，而 非消费级C端应用(如影视流、广告推荐等)。公司更强调在强合规、高安全、深业务耦合的场景中，通 过"行业知识+AI工程化"实现技术与业务的深度融合。因此，公司的AI能力已在目标市场获得充分验证 和广泛应用。 ...

专题：第二十二届中国国际金融论坛 12月19日-20日，"第二十二届中国国际金融论坛"在上海举行，主题为：数字经济时代的智能金融生态 构建。中国工商银行软件开发中心高级金融科技专家刘承岩出席并演讲。 刘承岩谈到，2025年被称为智能体元年，特别随着GPT5、千问3等为代表的大模型超级应用的正式发 布，标志着头部科技企业大语言模型训练已近尾声，大模型已经成为数智时代的新型基础设施，企业进 入了大规模智能产品化的新阶段。 他提到，企业要高质量推进AI➕行动，需要加快推进IT架构从云原生架构向数智原生架构演进，形成 集算力，数据，算法，策略，应用于一体的数智原生架构，为企业大规模上线和运营智能体建设提供企 业级支撑和治理能力。"为了大规模推进智能体在我行的建设和应用，我们建成了面向全机构、全组 织、全员工的智能体平台，实现了全行全员AI创新应用的普惠。" 在他看来，2026年企业进入智能体大规模建设和应用阶段，要实现智能体在企业的高质量深化应用，有 六个方面的挑战企业要重点解决： 一是算力方面，重点要解决异构算力融合、训推一体、算力池化和调度等重点工作，夯实算力底座，实 现算力的集约化应用。 二是算法方面，企业要构 ...

Core Insights - The 2025 Food Fresh Products Merchant Industry Conference, hosted by DreamXiang Technology, gathered industry elites and brand representatives to analyze the development pain points and trend opportunities in the food fresh products sector [1] Group 1: Private Domain E-commerce Advantages - DreamXiang Technology's COO, Guo Xinyu, highlighted four core advantages of private domain e-commerce, emphasizing its role in reshaping the industry landscape amidst intense public domain traffic competition [2] - The company has served over 40,000 domestic and international brands in the past eight years, achieving cumulative sales of over 1 billion items, assisting various vertical brands in the food sector [2] - Future strategies will focus on four key areas: enhancing supply chain construction, upgrading content, deepening AI empowerment, and achieving sustainable growth [2][3] Group 2: Market Trends and Opportunities - The head of the food fresh products category at DreamXiang Technology, Minnie, analyzed the current category status and external trends, noting challenges such as severe product homogenization and a lack of innovative products [4] - The health food market is expanding, with the snack market showing a compound annual growth rate of 6.5%, driven by health upgrades and regional characteristics [4] - The convenience food sector is expected to undergo three major transformations by 2026, shifting from "eating enough" to "eating well + health + emotional satisfaction" [4] - DreamXiang Technology plans to explore growth paths through differentiated positioning and precise market entry, focusing on regional characteristics and health concepts [4]

Core Insights - The forum "Taihu World Cultural Forum · Qiantang Dialogue" was held on November 13 in Hangzhou, focusing on the impact of AI on the financial industry [1] - Jiang Yonghui, Vice President of Hengsheng Electronics, stated that AI will not change the essence of finance but will reshape processes and enhance data application effectiveness [3][5] AI Applications in Finance - Hengsheng Electronics is focusing on AI applications in various core business scenarios, including intelligent investment research, operational efficiency enhancement, compliance risk empowerment, wealth management advisory assistance, investment banking assistance, and app application [3][4] - The company has launched an intelligent agent platform and established the Hengsheng Research Institute to explore cutting-edge technologies and co-create applications with financial institutions [5][6] X402 Protocol and Micro-Payments - Jiang discussed the X402 protocol, which utilizes encryption and blockchain technology to facilitate automated micro-payments between AI agents, addressing small payment and settlement needs [3][7] - The micro-payment solution based on blockchain can establish a trustworthy mechanism for AI interactions, potentially serving as a foundational infrastructure for future AI development [7][8] Future of AI in Finance - The expectation for demand-side capabilities is increasing as AI technology evolves, with micro-payments allowing for on-demand pricing based on token consumption [8] - The transition from PC internet to mobile internet has significantly changed technology and service forms, and AI is expected to bring similar transformations [9]

Core Insights - The company reported a significant recovery in performance, with a revenue increase of approximately 43% year-on-year and a reduction in net profit loss by about 54% for the first three quarters of 2025 [1][2] - The growth in revenue is attributed to the development of the Xinchuang industry and a rebound in customer demand, reflecting the company's strong technical capabilities and market position [1][2] - The company is strategically focusing on its core business areas of middleware and information security while gradually divesting from loss-making digital transformation initiatives [3] Financial Performance - For the first nine months of 2025, the company achieved a revenue of 419 million yuan, representing a year-on-year growth of 42.68% [2] - The net profit loss narrowed by 54.18%, indicating effective cost reduction and efficiency improvement measures [2] - Operating cash flow improved by 20.03%, and accounts receivable decreased by 17.28%, demonstrating effective conversion of revenue into cash flow [2] Strategic Focus - The board approved a plan to concentrate on traditional core businesses, specifically middleware and information security, while optimizing or divesting from loss-making digital transformation projects [3] - This strategic focus aims to enhance the company's sustainable operational capacity and optimize resource allocation during a critical period of performance recovery [3] Competitive Positioning - The company’s performance in the first three quarters shows a leading position compared to peers in the basic software and information security industry, highlighting its comprehensive advantages in technology research and market development [4] - Despite facing external pressures, the company’s quarterly revenue growth of 70% and a significant reduction in net profit loss reflect continued market trust in its products and services [4] - The recent policy direction emphasizes the importance of basic software, positioning the company to benefit from increased demand for self-controlled solutions across various industries [4]

Group 1: DAP Product Strategy and Application - The company will continue to deepen its focus on the power industry, expanding into power generation groups and local energy markets, while also extending into non-electric sectors such as healthcare and construction through a "headquarters benchmark + regional replication" model for cross-industry breakthroughs [1] - In the first half of 2025, the DAP application in the power grid's main business has made progress in asset management, supporting the integration of financial and asset management functions across the entire project lifecycle [1] - The company has successfully implemented DAP applications in pilot projects for original collective enterprises in Liaoning and Hunan, establishing benchmarks for collective enterprise DAP applications [2] Group 2: Healthcare Industry Progress - The company has successfully completed the acceptance of smart financial projects for dozens of hospitals, including the integrated platform for Shenzhen Second People's Hospital, which covers budget management, accounting, and material management [3] - The digital finance system at Huashan Hospital has fully launched various management modules, with ongoing work to optimize services for over ten hospitals, enhancing the company's influence in the healthcare sector [3] Group 3: Personnel and Talent Management - The overall personnel scale is expected to remain stable compared to last year, with a focus on attracting key talent to support major project development and technical breakthroughs [4] - The company emphasizes cost control and efficiency improvement, aiming to optimize personnel structure and enhance employee value return [4] Group 4: Accounts Receivable Management - The company's main clients include large energy groups like State Grid and Southern Power Grid, which have good commercial credit [5] - A multi-departmental task force has been established to enhance accounts receivable management, optimizing assessment mechanisms and strengthening collection efforts [5] Group 5: Artificial Intelligence Initiatives - The company is developing an AI platform, integrating various AI capabilities and launching enterprise-level intelligent applications to support digital transformation for clients [6][7] - The AI initiatives include intelligent question answering, data analysis, and smart hardware products, enhancing operational efficiency and user experience [7] Group 6: Opportunities in Smart Energy Sector - The evolving electricity market presents significant opportunities for digital and information support, with increasing demands for accurate power forecasting and multi-resource coordination [7] - Key application scenarios include AI-based forecasting, load prediction, and virtual power plant coordination, which align with market needs for enhanced operational capabilities [7]

Core Viewpoint - Huachuang Yuxin (600155.SH) is focusing on the integration of AI technology with various business scenarios, particularly through its subsidiary, Sitergy, which has developed a universal standard architecture for its intelligent platform that can adapt to various application scenarios, including robotics [1] Group 1 - The intelligent platform developed by Sitergy can accommodate various application scenarios, indicating versatility in technology deployment [1] - The company is committed to maintaining a high level of attention to cutting-edge technologies such as AI and robotics [1] - Currently, there are no direct collaborations with robotics manufacturers, suggesting a potential area for future partnerships [1]

Group 1: Business Opportunities in Smart Energy - The company identifies significant opportunities in the smart energy sector due to the complex trading scenarios in the electricity market, which require enhanced digital and informational support [2] - Key areas for improvement include AI-based power forecasting, load forecasting, and multi-energy collaborative trading decisions [3] Group 2: Employee Incentives - The company emphasizes the importance of a long-term incentive mechanism to attract and retain talent, considering various factors before launching a new equity incentive plan [4] Group 3: AI Technology Improvements - AI has been integrated into product development and operational efficiency, enhancing code generation, review, and automated testing, leading to improved work efficiency over the past year [5] Group 4: Business Layout in the AI Era - The company has developed a comprehensive AI platform, integrating various models and creating intelligent applications to facilitate digital transformation for clients in the energy sector [6][7] Group 5: Financial Performance and Future Outlook - The company has experienced a decline in performance in 2024 and Q1 2025 due to increased R&D investments, but plans to strengthen its market position and explore non-energy sectors to mitigate risks [7] Group 6: Blockchain Business Development - The company has established a robust blockchain technology platform and plans to continue investing in this area, focusing on innovation and ecosystem collaboration [8] - Although the company has not yet implemented RWA business, its blockchain technology is poised to support asset verification and traceability in this field [8]