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银保监会鼓励上市银行释放更多信贷资源
Xin Hua Wang· 2025-08-12 06:27
Group 1 - The meeting emphasized increasing and improving financial supply in key areas such as "new citizens," small and micro enterprises, logistics, and infrastructure investment [1] - It was highlighted that banks should implement differentiated housing credit policies based on local conditions, supporting first-time and improved housing demand [2] - Financial institutions are encouraged to lower provision coverage ratios to release more credit resources, particularly for sectors severely impacted by the pandemic [1][2] Group 2 - The meeting called for maintaining stable and orderly financing in the real estate sector by distinguishing between project risks and corporate group risks [2] - It was stated that insurance funds should be encouraged to participate more in capital market investments, enhancing the channels for long-term investment [2] - The need for a robust financial safety net was emphasized, including the completion of special rectification work for large platform enterprises and the establishment of a financial stability guarantee fund [2][3] Group 3 - The meeting underscored the importance of enhancing the banking and insurance sectors' ability to serve the new development pattern and deepen financial supply-side structural reforms [3] - There is a push for accelerating financial support for innovation systems and strengthening the role of development and policy-oriented financial institutions in supporting technological innovation [3]