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工商银行创新金融产品支持地方发展
Zheng Quan Ri Bao Zhi Sheng· 2025-09-06 14:48
Group 1 - The article highlights the vibrant lighting industry in Zhongshan, Guangdong, which has over 30,000 lighting enterprises and exports products to hundreds of countries and regions [1] - The industry is characterized by quick order turnover, necessitating timely financing for small and micro enterprises to avoid delays in order fulfillment [1][2] - Industrial and Commercial Bank of China (ICBC) has developed a digital inclusive finance product called "Manufacturing e-loan" to support local lighting businesses with efficient financing solutions [1][3] Group 2 - A specific LED lighting company, founded by Mr. Zhang, focuses on overcoming core technology challenges in high-power LED lighting, particularly in heat dissipation [2] - The company successfully developed an innovative "multi-chamber heat dissipation structure," significantly extending product lifespan to 80,000 hours and achieving industry-leading light decay control [2] - As the company expands, it plans to undergo a transformation to adapt to smart and green low-carbon trends, requiring substantial funding for technology development and facility construction [2][3] Group 3 - ICBC's Zhongshan branch has implemented a financing coordination mechanism for small enterprises, identifying the funding needs of Mr. Zhang's company and recommending the "Manufacturing e-loan" product [3] - The loan process is streamlined, allowing the company to secure nearly 5 million yuan in less than a week, enhancing operational efficiency [3] - With financial support, the company is integrating core technology into green building and industrial upgrades while expanding into international markets, including Southeast Asia and the Middle East [3]