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投连险投资账户收益率
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2025半年度249个投连险投资账户加权收益率为2.5%,安联平衡型账户领衔,泰康则在权益型账户拔得头筹!
13个精算师· 2025-07-16 11:03
Core Viewpoint - The article provides an update on the performance of various types of investment-linked insurance (投连险) accounts as of mid-2025, highlighting the weighted average returns across different account types and identifying top-performing accounts in each category [1][16]. Group 1: Investment Account Overview - As of June 2025, a total of 249 investment-linked insurance accounts were recorded, categorized into four types: 38 money market accounts, 91 bond-type accounts, 47 balanced accounts, and 73 equity accounts [18][20]. - The total asset scale of these accounts amounts to 190.2 billion yuan, with the breakdown as follows: money market accounts at 4.9 billion yuan, bond-type accounts at 101.7 billion yuan, balanced accounts at 11.4 billion yuan, and equity accounts at 72.3 billion yuan [22]. Group 2: Performance of Different Account Types - The overall weighted average return for investment-linked insurance accounts in mid-2025 was 2.5%, with the following breakdown by account type: - Money market accounts: 0.73% - Bond-type accounts: 1.0% - Balanced accounts: 1.4% - Equity accounts: 4.8% [25]. Group 3: Detailed Performance Metrics - Money Market Accounts: - Weighted average return: 0.73% - Simple average return: 0.46% - Median return: 0.48% - Maximum return: 1.21% (恒安标准现金型投资账户) [27]. - Bond-Type Accounts: - Weighted average return: 1.0% - Simple average return: 0.3% - Median return: 0.8% - Maximum return: 4.2% (瑞泰财智增值投资账户) [7][39]. - Balanced Accounts: - Weighted average return: 1.4% - Simple average return: 2.8% - Median return: 2.2% - Maximum return: 26.1% (中德安联安赢慧选2号投资账户) [10][47]. - Equity Accounts: - Weighted average return: 4.8% - Simple average return: 2.6% - Median return: 1.7% - Maximum return: 13.2% (泰康沪港深精选投资账户) [12][53]. Group 4: Top-Performing Accounts - The article lists the top ten performing accounts in each category, showcasing the highest returns achieved by various insurance companies [31][40][45][50].