Summary of Key Points Core Viewpoint - Zhuhai Zhongfu Industrial Co., Ltd. is applying for a loan of 35 million yuan through its wholly-owned subsidiary, Shaanxi Zhongfu Beverage Co., Ltd., which will provide real estate as collateral, with the company and the subsidiary assuming unlimited joint liability [1][4]. Group 1: Loan Details - The loan amount is set at 35 million yuan, with a term of three years, intended for purchasing raw materials and covering utility expenses [4]. - The interest rate will be determined by the bank's final approval [4]. Group 2: Financial Position - As of the latest audited report, the total assets of Shaanxi Zhongfu Beverage Co., Ltd. amount to approximately 219.34 million yuan, with total liabilities of about 44.59 million yuan [3]. - The company reported a net profit of approximately 1.01 million yuan and total revenue of about 104.03 million yuan [3]. Group 3: Board Opinion - The board believes that the financial risks associated with the loan are manageable and that this move will support the subsidiary's development, enhance operational efficiency, and align with the company's long-term interests [4]. Group 4: Guarantee Status - After this guarantee, the total actual guarantee balance for the company and its subsidiaries will be disclosed, with no overdue guarantees or legal disputes reported [4].