Core Insights - The average 30-year fixed mortgage rate in the U.S. decreased to 6.21% for the week ending January 30, down from 6.24% previously [1] Mortgage Activity Summary - The MBA mortgage purchase index for the week ending January 30 was reported at 165.4, a decline from the previous value of 193.3 [1] - The MBA mortgage application activity index stood at 330.8, down from 363.3 in the prior week [1] - The MBA refinancing activity index was recorded at 1269.7, a decrease from the previous figure of 1332.2 [1]