Group 1 - The meeting between Shandong Agricultural Guarantee Tai'an Management Center and Postal Savings Bank aimed to enhance cooperation in policy promotion, project docking, and risk prevention, focusing on improving financial services for agriculture and rural revitalization [1][2] - A new policy was introduced, effective from August 20, 2025, to August 19, 2028, which reduces the guarantee fee rate for new grain planting guarantee business to 0.3%, thereby lowering financing costs for grain operators [1] - The current interest subsidy policies were discussed, highlighting that not only the grain industry but also high-efficiency vegetables, high-end livestock, and Taishan tea are included in the support scope, promoting a dual-driven development model of "food security + characteristic agriculture" [1] Group 2 - The discussion included risk resolution for existing projects and collaboration on business advancement, identifying challenges and analyzing causes of certain risk projects [2] - A consensus was reached on enhancing joint marketing, optimizing approval processes, and strengthening information sharing to improve financing guarantee services for agricultural operators [2] - Future collaboration will focus on deepening cooperative mechanisms and ensuring smooth communication channels to provide more convenient, efficient, and low-cost financing guarantee services [2]

Core Viewpoint - The article emphasizes the implementation of the "Guarantee Assistance for Grain Action" by Shandong Agricultural Guarantee Corporation, focusing on providing financial support for the entire grain production and operation chain to facilitate rural revitalization and enhance the "Qilu Granary" construction [1]. Group 1: Financial Support Measures - Shandong Agricultural Guarantee Corporation has introduced a series of targeted relief measures to address the prominent issues of "difficult and expensive financing" faced by grain production entities. Starting from August 20, 2025, the guarantee fee rate for new grain planting guarantee business will be uniformly reduced to 0.3%, significantly lowering the comprehensive financing costs for grain producers [4]. - The company has relaxed access thresholds and innovated the calculation method for guarantee limits, linking them directly to planting income and acreage, while easing asset ratio restrictions, effectively enhancing the financing accessibility for large-scale operators [4]. - The service chain has been extended to cover the entire grain industry chain, from cultivation to sales, ensuring comprehensive financial support throughout the grain production cycle, thereby strengthening the foundation for rural industrial revitalization [4]. Group 2: Collaborative Efforts - Deepening collaboration among government, banks, and guarantee institutions is a crucial support for the "Guarantee Assistance for Grain Action." Shandong Agricultural Guarantee Corporation has enhanced strategic cooperation with provincial agricultural institutions, raising the guarantee limit for key operators like large grain producers to 10 million yuan, further meeting the funding needs of large-scale grain operations [8]. - The company continues to optimize the cooperation mechanism with banks, promoting unified credit standards, streamlining business processes, and implementing a time-limited completion system, significantly improving the efficiency of financing services in the grain sector [8]. Group 3: Digital Transformation - Shandong Agricultural Guarantee Corporation is leveraging digital transformation to inject technological momentum into the "Guarantee Assistance for Grain Action." The company has developed the "Potential Customer Engine 2.0" platform to connect with large grain producers and proactively address their financing needs [10]. - The gradual promotion of the "Online Agricultural Loan" product allows for the entire loan application, approval, and disbursement process to be handled online, greatly enhancing the convenience and accessibility of financing services, thus driving improvements in rural revitalization financial services [10]. Group 4: Future Plans - Moving forward, Shandong Agricultural Guarantee Corporation will continue to deepen the "Guarantee Assistance for Grain Action," strengthen organizational support, and ensure that policies reach the grassroots level [12]. - The company aims to continuously optimize products and services, deepen institutional cooperation, and explore diversified service innovation models, with a focus on enhancing support for large-scale planting, intensive management, and agricultural social services [12].