Core Insights - The Guangyuan Economic and Technological Development Zone has secured a loan of 30 million yuan for a 10.5MW distributed photovoltaic power generation project, marking the first "loan + insurance" climate loan in Sichuan's renewable energy sector [1] - The "loan + insurance" climate loan product is a collaborative effort involving Industrial Bank Chengdu Branch, Sichuan Climate Center, and two insurance companies, aiming to support the development of the real economy through a "bank + meteorology + insurance" service model [1] - This project utilizes index insurance characteristics, where the total solar radiation serves as a dynamic compensation indicator, automatically triggering payouts when actual solar radiation falls below the agreed contract value, thereby mitigating operational risks associated with climate change [1]