Core Insights - The banking industry is addressing the long cash return cycle and significant inventory demands faced by small businesses, exemplified by the case of a local retailer in Jiangxi Province [1] - Postal Savings Bank of China is actively supporting small and micro enterprises by providing efficient financial services, particularly through its "Fast Loan" product [2] Group 1: Industry Challenges - Small businesses experience prolonged cash return cycles and substantial inventory financing needs, leading to significant pressure during inventory stocking periods [1] - The need for quick and efficient financing solutions is critical for the growth and sustainability of small enterprises [1] Group 2: Company Initiatives - Postal Savings Bank of China has launched the "Fast Loan" product, which has gained popularity among clients due to its unique advantages and efficient service [2] - The bank's small loan balance has reached nearly 89 billion yuan, with over 69 billion yuan attributed to the "Fast Loan" product [2] - The bank is committed to supporting the development of small and micro enterprises by optimizing credit structures, lowering interest rates, and extending loan terms [2]