建三江，被誉为"中国绿色米都"，拥有15个大中型国有农场，耕地面积达到1141万亩，在农业机械化、 粮食商品率等方面均居全国前列，是我国现代化大农业的重要示范区。17年来，邮储银行建三江支行坚 守服务"三农"初心，聚焦"两小"群体，不断创新多元化贷款产品、提升服务效率、优化客户体验，不断 赢得垦区农户认可。截至8月末，该支行个人经营性贷款余额22.73亿元，当年净增7.76亿元，成为黑龙 江省系统内首家个人经营性贷款突破20亿元的一级支行。 "今年气象条件好，从春播到成熟期气温普遍略高，水稻丰产已成定局。"创业农场第六管理区农户于海 涛表示，今年他承包的800亩稻田栽种的品种是"龙粳57"，每亩水稻收益预估能超过500元。 转自：新华财经 "从2005年成立到2024年被认定为农业产业化国家重点龙头企业，公司每一步发展都离不开金融机构的 支持。"吴双表示，邮储银行能够为企业授信1000万元的贷款额度，3年内可以循环使用，用着很便捷。 姚有志表示，针对垦区农户日常应急及小额资金需求，邮储银行推出了"极速贷"信用户线上产品，实现 线上申请与快速审批，使农户足不出户即可享受便捷高效的信贷服务。同时，该行推出的"垦区 ...

Group 1: Agricultural Development and Financial Support - The "China Farmers' Harvest Festival" highlights the successful agricultural production across various regions, with significant contributions from financial institutions like Postal Savings Bank [1] - Postal Savings Bank has achieved an agricultural loan balance of 2.44 trillion yuan and a balance of inclusive loans for small and micro enterprises of 1.72 trillion yuan, leading among major banks [1] - The bank's initiatives include the release of policies aimed at enhancing rural financial services and expanding support for agriculture, thereby promoting rural revitalization [1] Group 2: Grain Production and Food Security - China’s grain production has consistently increased, with total output surpassing 1.4 trillion jin in 2024, reinforcing the foundation of food security [2] - Jilin Province, utilizing only 4% of the country's arable land, contributes 6% of the total grain output and 10% of the commercial grain, showcasing its agricultural productivity [2] Group 3: Financial Services Impact on Farmers - Postal Savings Bank's financial services have significantly aided farmers, such as providing a 500,000 yuan "industry loan" to a farmer in Linhai Town, enabling him to expand his planting area [3] - The bank's support has led to increased agricultural production and improved living standards for farmers, with clients becoming advocates for the bank's inclusive financial services [3] Group 4: Support for Specialty Agricultural Products - The bank has played a crucial role in the success of the pomegranate industry in Panzhihua, with sales exceeding 70 million yuan and significant loan support provided [8][9] - The establishment of a cooperative model for pomegranate production has led to standardized development and increased income for local farmers, with an average disposable income of 25,100 yuan [9] Group 5: Innovation in Financial Services - Postal Savings Bank has utilized big data and IoT technologies to create tailored financial solutions for the artificial mushroom industry, addressing the unique challenges faced by this sector [6][7] - The bank's comprehensive service model includes managing collective accounts and facilitating quick fund transfers, enhancing operational efficiency for agricultural enterprises [9]

Core Viewpoint - The article emphasizes the role of Postal Savings Bank in facilitating financial support for private enterprises and rural revitalization in Guangdong's Heyuan city, highlighting a collaborative approach between government, banks, and businesses to create a sustainable financial ecosystem [1][8]. Group 1: Financial Support Mechanisms - Postal Savings Bank of Heyuan has established a collaborative platform that allows banks to proactively engage with businesses, breaking down information barriers and creating a "whitelist" of enterprises for targeted financial services [2]. - The bank offers customized financial products to address the specific needs of private enterprises, particularly those with limited assets and collateral, optimizing the credit approval process [2][4]. - The bank has provided credit support to nearly 500 private enterprises and individual businesses in Heyuan, with a loan balance exceeding 1.5 billion, of which nearly 60% is directed towards rural revitalization-related industries [8]. Group 2: Customized Services - The bank's approach includes tailored financial solutions based on the unique circumstances of each business, moving from generic loan products to bespoke services that align with the operational needs of enterprises [3][4]. - For example, a fruit orchard owner received a loan without traditional collateral requirements, enabling him to invest in advanced irrigation systems, resulting in a 30% increase in annual output [3][6]. Group 3: Industry Chain Empowerment - The bank focuses on empowering core enterprises within industry chains, which in turn support smallholder farmers and micro-enterprises, fostering collective growth across the agricultural sector [5][6]. - A notable case is the support provided to Guangdong Xinghui Biotechnology Co., which received a quick loan approval to enhance its oil tea production capabilities, subsequently increasing its processing efficiency by 40% and adding 20 new farmers to its cooperative [5][6]. Group 4: Inclusive Financial Services - The bank has committed to providing 300 million in credit annually to individual business owners and private enterprises, ensuring that financial services reach the grassroots level of the economy [7]. - This initiative includes tailored service packages for different business types, such as retail and agriculture, and aims to make financial services accessible at local bank branches [7]. Group 5: Future Directions - The bank plans to continue innovating its credit products and reducing financing costs for private enterprises, ensuring that financial services are not only precise but also affordable [8].

Core Viewpoint - The People's Bank of China in Xingan League is actively promoting financial technology to enhance financial services in rural areas, particularly supporting agriculture and livestock development, thereby contributing to rural revitalization [1][2]. Group 1: Financial Technology Implementation - The Xingan League's banks are building an online service matrix and improving offline service networks to increase accessibility for farmers, allowing them to enjoy efficient financial services without leaving their villages [2]. - The Industrial and Commercial Bank of China (ICBC) in Xingan League has promoted the "Xingnongtong" app, which integrates village management, agricultural product information, and financial services, with 22,945 new users and approximately 6,000 personal clients served by August 2025 [2]. - The Postal Savings Bank of China has established a fully online credit system, reducing approval times to under 10 minutes and increasing efficiency by over 90% [2]. Group 2: Credit Innovation and Support - The People's Bank of China in Xingan League is advancing the "Financial Technology Empowering Rural Revitalization Demonstration Project," guiding financial institutions to innovate credit products tailored to local agricultural and livestock industries using advanced technologies [3]. - Agricultural Bank of China has launched several online credit products, including "Grain Storage Loan" with a total of 60.55 million yuan and "Huinong e-loan" with 16.246 billion yuan, benefiting over 60,000 farmers [3]. - The Bank of China in Ulanhot has established a high-standard farmland construction supervision platform, providing over 30 million yuan in loans for key projects [4]. Group 3: Risk Management and Service Efficiency - The People's Bank of China in Xingan League is guiding financial institutions to optimize risk control systems and expand service scenarios through technology, enhancing service efficiency [4]. - The Postal Savings Bank has implemented remote video loan inspections, improving inspection efficiency by over 50%, and utilized satellite remote sensing for accurate pre-loan investigations, increasing accuracy by over 30% [4]. - Various banks are exploring new paths for integrating financial services with rural life, such as the "Weican Tong" system in schools benefiting over 10,000 students [4]. Group 4: Agricultural Support and Consumer Activation - By August 2025, the total online loan products for agriculture in Xingan League exceeded 20 billion yuan, serving over 100,000 farmers and new agricultural operators [5]. - The Inner Mongolia Bank collaborated with Meituan to launch the "Food Enjoyment Plan," activating rural consumption with 1,890 orders redeemed [5]. - Financial technology initiatives have made rural financial services in Xingan League more efficient and accessible, enhancing the overall service experience for farmers [5].

Core Viewpoint - The article highlights the significant advancements in green finance within China's banking sector, showcasing various innovative practices and products aimed at supporting the green transition of the economy and society [1][2][3][4][5] Green Credit - China's banking system has established a leading position globally in green credit, with over 35 listed banks reporting a total green credit balance of nearly 30 trillion yuan as of September 12, 2025 [2] - Banks are increasing resource allocation and innovating products and services to support green credit growth, with initiatives such as establishing carbon-neutral branches and green financial departments [2] - Notable projects include the first rural revitalization-themed green bond and the first commercial bank bond compliant with the "Green Bond Principles" [2] Green Teams - The integration of green finance with inclusive finance and digital finance is becoming a crucial driver for high-quality economic and social development [3] - Postal Savings Bank has created a specialized green finance team to tailor financing solutions for local agricultural needs, addressing traditional challenges in agricultural financing [3] - The bank offers various green financial products aimed at small and micro enterprises, including loans for solar power equipment and waste management [3] Green Operations - The banking sector is actively promoting green low-carbon operations, with Construction Bank showcasing a standard for green branch construction to serve as a model for the industry [4] - Construction Bank's Beijing branch has implemented a low-carbon operation model, achieving a 56.69% reduction in carbon emissions from its main building [5] - Beijing Bank is focusing on optimizing energy use, accelerating energy-saving renovations, and implementing comprehensive green office practices to reduce resource consumption and carbon emissions [5]

Core Viewpoint - The development of seabuckthorn cultivation in the 170th regiment of the Xinjiang Production and Construction Corps is transforming a previously barren desert area into a productive agricultural zone, supported by financial services from Postal Savings Bank. Group 1: Agricultural Development - The 170th regiment is located in a challenging environment with dry conditions and poor soil, yet it has become a suitable area for seabuckthorn cultivation, known for its high nutritional value, particularly vitamin C [1] - The regiment has successfully cultivated seabuckthorn over 52,000 acres, making it one of the largest contiguous areas for seabuckthorn cultivation in the country [3] - The cultivation of seabuckthorn has not only improved the local ecology by preventing soil erosion but has also provided significant economic benefits to local workers, increasing their income by over 2,000 yuan per acre [3] Group 2: Financial Support and Economic Impact - Postal Savings Bank has played a crucial role in supporting the cultivation efforts by providing loans and financial products tailored to the needs of local farmers, enabling them to manage costs associated with planting and maintenance [2] - A local farmer, Zhao Yahuo, received a loan of 150,000 yuan in 2020, which allowed him to plant seabuckthorn on 212.33 acres and later establish a cooperative to further promote the cultivation among local residents [2] - The financial support from Postal Savings Bank has enabled Zhao to expand his operations to 800 acres, build a cold storage facility, and establish sales channels, resulting in an annual profit of 1.4 million yuan from the sale of 1,600 tons of seabuckthorn fruit [2]

Group 1 - The establishment of a financing coordination mechanism for small and micro enterprises in Dong'a County has achieved phased results, with a loan balance of 5.78 billion yuan for inclusive small and micro enterprises, reflecting a growth of 9.93% compared to the beginning of the year, which is 6.42 percentage points higher than the growth rate of various loans [1] - The "second visit" initiative by the Dong'a Financial Regulatory Bureau has effectively addressed the financing challenges faced by enterprises, exemplified by the case of Shandong Dong'a Jiyun Ejiao Pharmaceutical Co., which received a 5 million yuan loan after a thorough investigation of its complex network [2] - The Dong'a Financial Regulatory Bureau has implemented a closed-loop service model through "thousand enterprises and ten thousand households visits," resulting in visits to 19,946 market entities, with 4,841 enterprises receiving credit totaling 7.166 billion yuan and an average loan interest rate of 3.76%, down 0.27 percentage points from last year [3] Group 2 - In the high-end equipment manufacturing sector, Xinmiao Intelligent Equipment (Liaocheng) Co., Ltd. received a 9.9 million yuan loan within 72 hours to facilitate the purchase of essential equipment, allowing the company to start production 15 days earlier [4] - The Dong'a Financial Regulatory Bureau has focused on three key areas: technology, private enterprises, and foreign trade, facilitating loans for 3,826 private enterprises totaling 3.678 billion yuan, 79 technology-based SMEs for 1.046 billion yuan, and 28 foreign trade enterprises for 189 million yuan [5] - The Dong'a Financial Regulatory Bureau has conducted over 30 on-site visits and 14 financial policy promotion activities, resulting in 296 intentions for bank-enterprise cooperation, enhancing the financing capabilities and market competitiveness of enterprises [8]

同样受益于邮储银行信贷支持的还有位于朔州市应县经济技术开发区的山西华伟陶瓷科技有限公司（以 下简称"华伟陶瓷"）。据悉，该公司主要生产新型陶瓷产品——超薄岩板大板。这种由特殊工艺加工出 的产品可以大规模替代天然石材、木材、人造石材、玻璃、金属等。 ■本报记者 王磊 山西省朔州市拥有储量丰富、品位极高的陶瓷原料——高岭土，有着始于春秋战国的悠久瓷器生产史。 如今，陶瓷产业已成为朔州高质量发展的支柱产业。 为全面支持朔州陶瓷制造业提质升级，邮储银行朔州市分行不断优化金融举措，丰富金融产品，根据企 业特点和发展需求开展定制化服务，降低企业融资成本，提高企业融资积极性，为地方特色产业高质量 发展注入源源不断的金融"活水"，助力朔州陶瓷产业焕发新生。 走进朔州怀仁市亿家亲陶瓷有限责任公司（以下简称"亿家亲陶瓷"）的生产车间，工人们正在有条不紊 地操控设备、检验产品，一条条生产线高速运转，一件件陶瓷制品经过制模、成型、干燥、施釉等程 序，最终制成成品。 公司总经理刘敏告诉《农村金融时报》记者，公司以生产各种日用瓷、酒店用瓷为主，生产的瓷器透光 度高、釉面光泽度好。投产以来，依靠质量和信誉赢得了众多客户，逐步成为当地行业标 ...

Core Insights - The 2025 Dianchi International Coffee Culture Carnival successfully attracted over 1.27 million visitors in just four days, showcasing Kunming's open and inclusive city spirit [2][4] - Financial institutions played a significant role in supporting the event by providing consumer subsidies and innovative financial services tailored to the coffee industry, enhancing the vitality of coffee consumption in Yunnan [1][2] Group 1: Event Overview - The carnival featured over 100 coffee trucks and highlighted the collaboration between local and international coffee brands, indicating a growing potential for partnerships [2] - The event introduced new financial support mechanisms, including credit card discounts and consumer subsidies, to stimulate coffee consumption [2][4] Group 2: Financial Support and Innovation - Several financial institutions, including China Postal Savings Bank, actively engaged with coffee merchants to offer tailored financial products addressing the industry's financing challenges [3][4] - The bank introduced various financing solutions such as "Express Loan" for timely coffee harvesting and "Medium to Long-term Equipment Loan" for technological upgrades, aiming to alleviate the "difficult and expensive financing" issues faced by coffee enterprises [3] Group 3: Consumer Engagement and City Atmosphere - The carnival utilized innovative promotional strategies like WeChat red envelopes and special discounts to enhance consumer engagement, creating a vibrant festive atmosphere [4][5] - The event successfully integrated diverse cultural elements, including music and creative arts, to enrich the consumer experience and promote Kunming as a coffee city [6][7] Group 4: Future Development and Strategic Goals - Experts suggest leveraging the carnival as a platform to establish Kunming as a global hub for coffee, focusing on brand incubation, industry empowerment, and cultural showcasing [7] - The integration of financial and non-financial support is seen as a pathway to strengthen the coffee industry in Yunnan, contributing to the city's high-quality development and improved living standards [6][7]

Core Viewpoint - Postal Savings Bank of China (PSBC) Jiangxi Ganzhou Branch emphasizes the importance of serving "three rural issues" and rural revitalization, leveraging its advantages in county-level market penetration to enhance product and service innovation, and increase credit investment in agriculture [1][2]. Group 1: Financial Support for Agriculture - PSBC provides financial support to local farmers, such as Lin Yuzhen, who received a 200,000 yuan loan through the "Express Loan" program, enabling him to expand his mushroom farming operations [1]. - Wang Zhiquan, a meat pigeon farmer, received 650,000 yuan in funding from PSBC to expand his breeding operations, highlighting the bank's role in injecting vitality into rural businesses [2]. Group 2: Service Model and Efficiency - PSBC has developed a "three-level linkage + postal banking collaboration" service model to enhance financial services for rural revitalization, effectively tapping into rural economic potential [2]. - The bank collaborates with local governments to conduct activities like "strong towns and rich villages" and utilizes a cloud-based loan application process to improve service efficiency [2].